Fixed rates

New BTLs and higher LTVs from Virgin Money

Virgin Money has made of changes to its mortgage range, including improvements to its...

Popularity of fixed rates approaching record levels

96% of homebuyers opted for fixed rate mortgages during September for a second successive...

24 new fixes for Mortgage Trust

Mortgage Trust has made widespread changes to its buy-to-let product range, with 24 new...

Investec cuts professional mortgage rates

Investec Private Banking has cut its three and five-year fixed rates by up to 0.3 percentage points on...

New fixes from the Skipton

The Skipton Building Society is to reduce rates by up to 0.50 percentage points tomorrow (22 October)...

The Mansfield reintroduces intermediary BTL range

The Mansfield Building Society has relaunched its buy-to-let mortgage range into the intermediary market. Products now...

Aldermore offers its lowest ever five-year BTL fix

Aldermore has introduced a new limited edition buy-to let remortgage product, which is its...

New five-year deals from the Coventry

Coventry for intermediaries has added new deals to its five-year fixed residential and buy-to-let...

Accord cuts higher LTV fixed rates

Accord Mortgages has cut the rates on its 90% and 95% loan to value...

Accord cuts buy-to-let rates

Accord Buy to Let has reduced the rate on selected mortgages by up to...

Coventry for Intermediaries cuts 90% LTV rates

Coventry for intermediaries has reduced rates at 90% LTV across its two, three and five-year...

The Nationwide cuts fixed rates

The Nationwide Building Society has reduced selected fixed rate mortgages across its range by...

HSBC makes widespread fixed rate cuts

HSBC has cut the interest rates on the majority of its standard range fixed...

TSB increases certain two-year BTL rates

TSB has made rate changes to its two-year buy-to-let products available to home buyers...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

PROFILES