Fixed rates

Barclays reduces rates with new products and cuts across higher LTV range

Barclays is set to reduce rates across a number of its residential mortgage products...

The Newcastle cuts PT rates and launches new three-year deals

Newcastle Building Society has cut rates across its five-year product transfer range and introduced...

Handelsbanken joins Sesame lender panel

Sesame has added Handelsbanken to its lender panel, giving advisers access to a bank...

The Newcastle expands 98% First Step mortgage to whole market

Newcastle for Intermediaries has widened access to its new low-deposit mortgage product, First Step,...

Market Harborough cuts rates for larger loans

Market Harborough Building Society has reduced rates on its residential larger loan range by...

Mortgage rates edge higher after eight-month decline

Average fixed mortgage rates have risen for the first time in eight months, according...

Borrower confidence returns as mortgage applications surge, says Stonebridge

Mortgage applications rose sharply in September as borrowers took advantage of falling rates, according...

West Brom cuts mortgage rates with focus on first-time buyers and remortgagers

West Bromwich Building Society has reduced rates across its purchase and remortgage products by...

Accord trims rates to support first-time buyers with smallest deposits

Accord Mortgages is cutting rates across its residential range in a move designed to...

The Family BS launches expat limited company buy-to-let range

Family Building Society has launched a new buy-to-let range designed for limited company landlords...

Remortgage completions fall sharply as borrowers face higher payments

The number of remortgage completions fell by more than a quarter in August as...

Barclays cuts mortgage rates with focus on first-time buyers

Barclays has announced a series of mortgage rate cuts across its residential purchase and...

Virgin Money trims fixed rates and launches new purchase deals

Virgin Money will cut a range of fixed mortgage rates and introduce new products...

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

PROFILES