adverse credit

Kensington Mortgages unveils five-year ‘Step Down’ deal

Kensington Mortgages has unveiled its new ‘Step Down’ five-year fixed rate mortgage, which is...

Atom bank cuts near prime and prime rates

Atom bank has announced rate reductions across its Near Prime and Prime product ranges. ...

Pepper Money cuts rates by up to 20bps

Pepper Money has announced price reductions of 20 basis points (bps) across its complete...

Norton Home Loans unveils new Optimal deals and cuts rates

Norton Home Loans has introduced two new Optimal plans on its first and second...

Helping the increasing number of people with credit issues

People’s personal finances have taken a battering in recent years, thanks to Covid and...

Q&A: Richard Harrison, Atom bank

BestAdvice fires the questions at Richard Harrison, head of mortgages, Atom bank. BestAdvice (BA): You...

LiveMore ups max loan and allows more adverse

LiveMore has increased the maximum loan value across its core range of products from...

Credit scoring vs credit checking in a tougher market

Understanding the fundamental differences between a credit score and a credit check and how...

Atom bank improves criteria for near prime offering

Atom bank has made changes to its Near Prime criteria. Unsatisfied registered defaults are now...

Atom bank cuts rates and launches near prime deals

Atom bank is reducing the interest rates on its Near Prime range. Rates are reducing...

Buckinghamshire BS reprices range and adds new deals

Buckinghamshire Building Society has launched two new mortgage products and repriced its whole existing...

The Mortgage Lender joins Openwork’s lender panel

Openwork, one the UK’s largest financial services networks, has announced the addition of The...

Bluestone Mortgages makes sales team appointments

Bluestone Mortgages has announced the revision of its sales team with the addition of...

Credit ‘blips’ are not limited to low income clients

It’s easy to focus on the challenges faced by those on lower incomes at...

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COMMENT

We need clearer guidance on Stamp Duty advice

Just over a week ago Angela Rayner resigned following the discovery of a Stamp Duty breach on a flat she owns in Hove. She...

AI could make obsolescence obsolete and slash global e-waste

For decades, technology has been trapped in a cycle of forced obsolescence. Each year, a new iPhone or Android release quietly renders last year’s...

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Latest news

Landlords weigh exit as Renters’ Rights Bill nears Royal Assent

More than a third of UK landlords are considering selling their properties in the...

Connect for Intermediaries add StreamBank to panel

Connect has added StreamBank to its lending panel and giving its appointed representatives access...

HMO availability falls sharply as landlords consider exit

The number of house shares available across England has dropped sharply, with new research...

Bridging market shows signs of consolidation

The latest quarterly data from the Bridging & Development Lenders Association (BDLA) shows a...