adverse credit

Atom Bank cuts near prime mortgage rates

Atom Bank has announced rate reductions across its near prime residential mortgage range. The lender...

Pepper Money unveils 20bp mortgage rate reductions

Pepper Money has cut the price of every mortgage product in its range by...

Bluestone Mortgages ups LTV limits to 90%

Bluestone Mortgages has raised its loan-to-value (LTV) bandings, now offering mortgages of up to...

UTB ups maximum residential LTV to 95%

United Trust Bank Mortgages has increased the maximum loan to value (LTV) across its...

Atom bank cuts Near Prime & Prime rates

Atom bank has lowered reduced rates across both its Prime and Near Prime products. Rates...

Foundation Home Loans increases maximum loan sizes

Foundation Home Loans has announced maximum loan size increases across the majority of its...

Vida introduces ‘3 & Easy’ range of 97% LTV mortgages

Vida Homeloans has launched a new range of residential mortgage products at 97% loan...

Seize the opportunity to help those rejected by the high street

Whatever lies ahead of us in 2025, it will certainly be a year full...

Specialist mortgages to become the norm

As we look ahead to 2025, the specialist mortgage market is set to play...

Helping reduce the stress for borrowers with credit problems

Concerns regarding mortgage affordability have been a key topic in the industry over the...

Specialist mortgages take longer, but customers don’t seem to mind

91% of brokers are spending a lot more time completing specialist mortgage cases than...

West One revamps criteria to open up to more residential borrowers

West One Loans is to add two new credit tiers to its residential range...

Mansfield BS launches long-term credit repair fix

Mansfield Building Society has announced the launch of a new long-term fixed rate product...

Atom bank hit near prime high in Q3

Atom bank has recorded a record quarter for near prime lending. The three months to...
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COMMENT

Comment

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual gathering of entrepreneurs, scientists, tech CEOs and investors who are,...

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions and Savings Symposium and dropped a line that deserves more...

Technology’s biggest challenge is not the one you think

There is a version of the mortgage technology story that gets told at conferences and in trade press with some regularity. It involves platforms, disruption...

The untapped potential of the UK’s self- and custom-build market

Across much of the developed world, building your own home is far from unusual. In fact, self- and custom-build account for around 40% of...

FCA call to action: property wealth moves centre stage to fund longer retirements

Nikhil Rathi, chief executive of the FCA, recently gave a clear indication that the regulator now views equity release as a mainstream option for...

Latest news

Comment

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual...
affordability

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions...
Regulation

FCA probe into MFS collapse sharpens focus on corporate due diligence

The Financial Conduct Authority’s investigation into the collapse of Market Financial Solutions is prompting...
Building Societies

The Vernon grows assets to £534m as annual profits reach £2.8m

Vernon Building Society increased total assets to £534m in 2025, while reporting profit before...

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