adverse credit

Pepper increases max LTV for recent adverse credit

Pepper Money has raised the maximum LTV available on its mortgages for customers with...

More adverse BTL borrowers expected

Research by Pepper Money has indicated that brokers expect to encounter more buy-to-let customers...

Women’s retirement finances more adversely hit by divorce

Women are likely to see their household incomes fall by a third in the...

Covid hitting adverse credit customers the hardest

A new study for Pepper Money has found that the finances of customers with...

Pepper Money completes ‘adverse’ FTB mortgage in 16 days

epper Money has completed a purchase mortgage for first-time buyers with missed credit payments...

Growth in appetite for adverse credit mortgage advice

Two-thirds (66%) of people with adverse credit who intend to buy a property in...

Over one million homebuyers with adverse credit

New research has found that an estimated 1.09 million people with adverse credit could...

Pepper introduces ‘light’ adverse credit offering

Pepper Money has launched a Pepper Light mortgage range and has also made changes...

More adverse credit homebuyers seeking advice

57% of homebuyers with adverse credit would seek the advice of a broker to...

1.34m potential homebuyers with adverse credit

Research carried out by YouGov on behalf of specialist lender, Pepper Money, has found...

Paymentshield publishes two adverse weather customer guides

Paymentshield has added two new customer facing resources to its online Marketing Toolkit. The new...

Adverse credit adults look to cut back on spending

Pepper Money has revealed that 41% of adults who have experienced adverse credit in...

Half of adverse adults would use a broker for mortgage

Pepper Money has reported that 49% of adults who have experienced adverse credit in...

Hope Capital to offer bridging loans for adverse clients

Hope Capital is to lend to borrowers who have had bankruptcies, IVAs or who...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

Mortgage fraud rises across every category

Mortgage-related fraud increased across every category tracked by Cifas during the first half of...

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