adverse credit

Precise Mortgages reintroduces higher LTVs and adverse criteria

Precise Mortgages has relaunched higher loan to value (LTV) limits across its residential mortgage...

Female borrowers adversely hit by Covid

The number of cases Bluestone Mortgages received from individual female applicants between October 2020...

Good and bad news for adverse clients

Research for Pepper Money has found that customers with adverse credit are more positive about...

Understanding trends in adverse credit

As we finally see some blue skies emerging and rush to embrace the onset...

Missed payment is leading reason for adverse credit

Pepper Money has established the most common reasons for people to have an adverse...

Pepper increases max LTV for recent adverse credit

Pepper Money has raised the maximum LTV available on its mortgages for customers with...

More adverse BTL borrowers expected

Research by Pepper Money has indicated that brokers expect to encounter more buy-to-let customers...

Women’s retirement finances more adversely hit by divorce

Women are likely to see their household incomes fall by a third in the...

Covid hitting adverse credit customers the hardest

A new study for Pepper Money has found that the finances of customers with...

Pepper Money completes ‘adverse’ FTB mortgage in 16 days

epper Money has completed a purchase mortgage for first-time buyers with missed credit payments...

Growth in appetite for adverse credit mortgage advice

Two-thirds (66%) of people with adverse credit who intend to buy a property in...

Over one million homebuyers with adverse credit

New research has found that an estimated 1.09 million people with adverse credit could...

Pepper introduces ‘light’ adverse credit offering

Pepper Money has launched a Pepper Light mortgage range and has also made changes...

More adverse credit homebuyers seeking advice

57% of homebuyers with adverse credit would seek the advice of a broker to...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Millions of households exposed to financial shocks despite apparent stability

Millions of UK households that appear financially secure could struggle to absorb an unexpected...

The Mortgage Hut adopts Instamo tool to speed up mortgage applications

The Mortgage Hut has introduced Instamo's FastSubmit technology to reduce the amount of manual...

FCA sets out timetable for major expansion of anti-money laundering supervision

The FCA expects to begin taking over anti-money laundering supervision of legal, accountancy and...

MAB revenue rises as refinancing drives mortgage completions

Mortgage Advice Bureau reported an 8.6% increase in first-half revenue to £161.0m as higher...

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