Molo has reduced fixed rates across its UK resident buy-to-let range, including standard, HMO and MUFB products.

The specialist mortgage lender has cut rates by up to five basis points on its standard buy-to-let range and by up to 10 basis points across HMO and MUFB products.

The changes apply with immediate effect and follow the launch of Molo’s semi-commercial range last month.

UK resident standard buy-to-let rates now start from 3.05% for a two-year fixed rate at 75% loan-to-value, available to both individual and limited company borrowers.

Five-year fixed rates start from 4.75%.

Across Molo’s specialist range, HMO and MUFB pricing has also been reduced, with two-year fixed rates starting from 3.16% and five-year fixed rates from 4.84%.

Molo said there remained no premium for larger properties with six or more rooms or units.

Rates for non-UK resident and expat borrowers are unchanged, starting from 4.78% and 4.58% respectively.

Martin Sims (pictured), distribution director at Molo, said: “As market conditions continue to shift, maintaining competitive pricing is key.

“These latest reductions ensure we remain well-positioned to support brokers and their landlord clients across a broad spectrum of buy-to-let needs, from straightforward cases to more complex property types.”