Loans

FCA outlines final consumer credit rules

The Financial Conduct Authority (FCA) has confirmed the final rules that will govern the...

One in ten get CCJ over missed bill payments

MoneySuperMarket's latest 'Bill Barometer' claims Britons have missed 15 million bill payments worth a...

Major rise in short-term second charge lending

Short-term second charge lending is at a record high, according to the West One...

Govt makes £40m investment via P2P lender

The British Business Bank programme is making a new £40 million investment through peer-to-peer...

Payday lender in trouble over advert

Stop Go Networks Ltd, trading as Payday Pig, has fallen foul of advertising regulations. Claims...

Fund takes stake in Enterprise Finance

Enterprise Finance has received a major investment from ISIS Equity Partners. The undisclosed amount values...

Blemain Finance improves offering

Blemain Finance has made changes to its product range and criteria following feedback from...

Ezbob secures EU backing

Commercial lender Ezbob has signed an agreement with the European Investment Fund (EIF), which...

SMEs count cost of paying off loans early

Over 100,000 UK small and medium-sized businesses (SMEs) have been charged for clearing bank...

Bumper month for secured loans

Secured lending figures in January increased by £6,500,000 (16%) on December 2013 and £14,600,000...

Nationwide extends personal loan offer

Nationwide Building Society is extending its reduced personal loan rate of 4.9% APR Representative...

Paragon Bank given go-ahead by regulator

Paragon Bank has been granted a banking licence by the Prudential Regulation Authority (PRA). The...

Borro lends against Oscar statuette

Personal asset lender borro has revealed that it has recently taken possession of an...

Liberis sets up £1m funding for flooded businesses

Business cash advance provider Liberis has ringfenced £1m ‘immediate access’ funding for micro and...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES