Loans

Ads banned over representative APR failings

The Advertising Standards Authority has upheld two complaints against a loans provider. Bury St Edmunds...

Make a stand, payday loan borrowers told

Citizens Advice is telling payday loan customers that they don't have to put up...

Financially savviest cities revealed

London is the UK’s savviest city when it comes to finance, a new survey...

Alternative finance outstripping Help to Buy

Help to Buy has provided less than half the funding for new homes in...

Record month for Complete FS

Complete FS has reported record volumes of new business last month. The South Coast...

HSBC lowers personal loan rate

HSBC is offering a personal loan rate of 3.9% APR representative on loans between...

Call for tougher restrictions on payday lenders

While new rules for payday lenders came into effect on 1 July 1, a...

Secured lending returns to growth

Loans Warehouse has reported that after a drop in lending in April 2014, the...

Brightstar Financial recruits mortgage director

Brightstar Financial has hired Chris Bramham as director of mortgages. He will be responsible...

Signs that mortgage market is cooling down

The Bank of England has reported that number of mortgages approved during May fell...

CMCs face large fines for bad service

Claims management companies (CMCs) responsible for providing bad service and bombarding people with nuisance...

Central Trust unveils buy-to-let proposition

Secured loans lender Central Trust has moved into the buy-to-let market. The Watford based lender...

Phoebus reveals Ireland plans

Phoebus Software Limited (PSL) is launching into the Republic of Ireland. The firm is...

Growing confidence in own financial situations

A new survey from Ocean Finance has highlighted that most people believe in their...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES