Pensions

Retirement expectation gap revealed

People in the UK who are currently in work have potentially unrealistic expectations of...

Pensions being unlocked for debt and holidays

21% of people plan to release cash over and above their tax-free lump sum...

Nearly £5bn withdrawn since ‘pension freedom’

£4.7bn has been withdrawn under the new pension freedoms since April, according to latest...

BTL will form part of pension strategy for many

Research has highlighted the increase in buy-to-let and equity release supplementing pension incomes. Equiniti’s...

Trio of appointments at Bower Retirement Services

Bower Retirement Services has made three senior appointments in what is sees as key growth...

Citizens Advice: view must establish full extent of advice gaps

As HM Treasury and the Financial Conduct Authority invites input into the Financial Advice...

Grandparents at risk of over-generosity

A new study by Investec Wealth & Investment has found that parents and grandparents who gift...

PFS annual conference plan triples adviser access

The Personal Finance Society has moved from a single 2015 conference to four national financial...

Significant pension freedom activity by under 65s

New figures from the The Association of British Insurers (ABI) suggest around 80% of...

FCA proposes changes to pension rules

The Financial Conduct Authority (FCA) has published its proposed changes to the pension rules. It is...

Pensioner property wealth reaches new high

Latest analysis from Key Retirement Retired has found that homeowners have seen their property...

Kensington offers new interest-only deals

Kensington has unveiled interest-only mortgages up to 75% LTV to customers who earn a minimum...

RICS sets out ideas to tackle UK housing crisis

Nearly three million homes could be released into the housing market if better incentives and...

Key Partnerships pleased with FCA’s equity release stance

Key Partnerships has welcomed the recent acknowledgement by the Financial Conduct Authority (FCA) that equity...

COMMENT

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Latest news

Halifax retains top spot in broker satisfaction survey

Halifax has once again been named the best overall lender for broker experience in...

Nationwide cuts switcher mortgage rates for existing borrowers

Nationwide is reducing rates across its switcher mortgage range for existing customers by up...

Hinckley & Rugby adds visa mortgage products to offering

Hinckley & Rugby for intermediaries has launched four two-year discount visa mortgage products across...

NatWest strengthens broker support with intermediary team expansion

NatWest has expanded its intermediary leadership team with the creation of two new corporate...

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