Pensions

85% of self-employed don’t save into a private pension

Multiple job holders face substantial barriers to saving, leading to a private pension pot...

Scottish Widows to divest £440m over ESG standards

Scottish Widows is to divest at least £440 million from companies that have failed...

2020 retirees supporting families with £3,700 a year

New research from later life lending adviser Key has found that 34% of those...

Retirement market changing due to fragmentation

Canada Life has highlighted two 'retirement journeys' that are increasing dramatically among consumers and...

Over 8m over-50s doubt they have enough for retirement

Research from over 50s finance provider SunLife suggests that more than seven million over-50s...

Gender pensions gap investigated

When life expectancy is taken into account, the basic ‘gender pensions gap’ could be...

RPI reform “could cost £122bn”

The Association of British Insurers (ABI) has calculated that government proposals to reform the...

LiveMore Capital launches with Air Mortgage Club

Air Mortgage Club has announced the addition of specialist mortgage lender, LiveMore Capital, to...

Retirement finances of comfortable households less hit by Covid

LV= has studied how the finances of the UK’s households have been affected by...

Covid-19 to delay 1.5m workers’ retirements

1.5 million workers aged 50+ say they will delay their retirement as a direct...

Momentum adopts e-signatures

Momentum Pensions is now accepting electronic signatures for all its pension and investment forms...

New retirement report highlights problems of changing housing market

The Pensions Policy Institute has warned that increased renting could see future pensioners struggle...

Sizeable proportion of pensioners staggering retirement

A number of pensioners are opting for a staggered retirement and working part-time before...

Brits nervous about their finance futures

Fewer than one in 10 people are very confident they will be comfortable when...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

No-deposit mortgages carry £73,000 London interest premium

London first-time buyers using a no-deposit mortgage could pay more than £73,000 in additional...

Conveyancing Association begins search for new chair

Nicky Heathcote is to step down as non-executive chair of the Conveyancing Association as...

Overseas funds used by almost one in 10 home buyers

Almost one in 10 home buyers use money originating overseas to fund all or...

Two-thirds of landlords’ HMOs achieve EPC ratings of A to C

Two-thirds of houses in multiple occupation owned by landlords surveyed by Paragon Bank have...

PROFILES