Later Life

Average equity release rate sub-5% for first time

Latest research from Moneyfacts.co.uk has revealed that the average equity release rate has dropped below...

Hidden costs

Recently I was asked to act as a pallbearer. Being very close to the...

Younger generation more likely to use property to fund retirement

The UK’s younger generation is three times more likely than the older generation to...

The Saffron agrees exclusive referral deal with Key Partnerships

The Saffron Building Society has entered into an exclusive partnership with equity release referral...

Key grows corporate business development team

Equity release adviser Key is expanding its corporate business development team. Key’s corporate team is actively...

The Vernon joins L&G Mortgage Club panel

The Vernon Building Society has joined up with Legal & General Mortgage Club to...

People expect to be fit for work for longer

UK workers expect to be physically capable of doing their jobs until past their...

Downsizers getting less than expected

New research from financial services provider OneFamily has found that 24% of downsizers ended...

Pure Retirement launches Heritage range of products

Pure Retirement has unveiled its new product suite, the Heritage range, which has whole-of-market...

Total equity release lending hits £1.18 billion in Q1

The property wealth of retired homeowners is increasingly being used to clear unsecured debts...

Equity Release Council appoints comms manager

The Equity Release Council has appointed Chris Fay to the position of communications manager. The...

Two new RIO mortgages from the Nottingham

The Nottingham Building Society has added to its Retirement Interest Only (RIO) mortgage range. It...

Retirees need 35% more than full state pension provision

Equity release adviser Key has calculated that the annual cost of being retired mounts...

Just Mortgages to supply Key with equity release leads

Just Mortgages has partnered with leading equity release referral service Key Partnerships for both...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

HTB extends standard BTL pricing to semi-commercial cases

Hampshire Trust Bank (HTB) has broadened its specialist mortgages offering by applying standard buy-to-let...

Danger of rental property shortage looms as landlords plan mass sell-off

A growing number of landlords are preparing to exit the private rental sector (PRS),...

Atom bank selects Provenir to enhance risk decisioning and data orchestration

Atom bank has partnered with Provenir to deploy the software firm's AI Decisioning Platform...

Clydesdale Bank cuts selected residential mortgage rates

Clydesdale Bank is reducing interest rates across a range of its residential mortgage products...
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