Later Life

Later-life borrowers are getting younger

Hodge has found the average age of its 50+ mortgage customer has dropped by...

Potential UK equity release value reaches £811bn

More than £800 billion of equity was available for release in UK homes in...

LiveMore joins Sesame and PMS lender panels

LiveMore has been appointed by Sesame Bankhall Group to its 100-strong lender panel. The move...

Palatine investment in My Pension Expert confirmed

Palatine Private Equity has completed a "significant investment" into My Pension Expert following approval...

Majority research equity release before speaking to an adviser

New research from Standard Life Home Finance reveals that 70% of equity release customers...

Demand for equity release has recovered strongly from Covid

The Equity Release Council has revealed that homeowners aged 55+ took out 12,485 new...

Bank of grandma and grandad helping more FTBs

New research from Aviva suggests there is a growing tendency among older Brits to...

PII is not a simple tick-box exercise

Calling something a ‘tick-box exercise’ generally deems it to be trivial or certainly an...

Majority of over-60s haven’t planned for care

72% of over-60s have not thought about planning for later life care, despite the...

Equity release gifting could save 14 years off FTB mortgage term

Equity release gifting could help younger generations pay off their mortgages five years sooner...

Pure Retirement renews contract with Phoebus Software

Pure Retirement has signed a new contract with Phoebus Software Limited (PSL). The two firms...

Pure Retirement offers free EPCs on Classic Mortgages

Pure Retirement is to offer new customers, who take out a Classic lifetime mortgage,...

LiveMore adds TFC Homeloans to distribution panel

LiveMore’s products for the 50 to 90+ age group are now available through specialist...

Aviva sees shift in views over family financial legacies

Over half of over 55s want to see the benefit of giving significant financial...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES