Later Life

Deloitte joins Equity Release Council

The Equity Release Council has announced Deloitte as its newest associate member. Deloitte provides...

LiveMore expands BDM team

LiveMore is growing its sales and broker support to meet the demand for interest-only...

Standard Life Home Finance hires new BDM

Standard Life Home Finance has expanded its business development team with the appointment of...

LV=’s interim chief exec to stand down

LV= has announced that Mark Hartigan, LV= chief executive, intends to step down as...

Landbay and Phoenix Group unveil new funding partnership

Buy-to-let lender, Landbay, and long-term savings and retirement business, Phoenix Group, have formed a...

Phoenix Group appoints public affairs director

Phoenix Group has announced the appointment of Tim Fassam as public affairs director, effective...

One-third of over-60s don’t expect to pay for care costs

30% of over-60s do not expect to pay for later life care costs, with...

Majority of downsizers regret their decision

Research by stairlift specialist Stannah has found that while 25% of over-55s in the...

Lifetime mortgage market shows steady growth

There were 29% more lifetime mortgages sold in March 2022 than they were in...

LiveMore ups proc fee on 20-year fix and fixed for life products

LiveMore is increasing its procuration fee for intermediaries on its long-term fixed rate mortgage...

Debt amongst over-55s set to top £400bn in a decade

Over-55s are expected to borrow £22bn more in 2022 than last year, according to...

Equity Release Supermarket appoints new CMO

Equity Release Supermarket (ERS) have announced the appointment of Richard Brook as its chief...

Covid-19 causes rise in early retirement plans

43% of UK adults aged 55-66 years old have chosen to take an early...

Air appoints new business development consultant

Later life lending platform, Air, has appointed Nicola Palmer as senior business development consultant to...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES