Later Life

Legal & General Home Finance improves lifetime mortgage repayment options

Legal & General Home Finance has enhanced its Optional Partial Repayments feature on its...

LiveMore unveils flexible ‘5+5’ fixed rate mortgage

LiveMore has launched a 10-year mortgage for borrowers aged 50 to 90+, but with...

Air Academy appoints head of academy learning

Air, the platform for later life lending professionals, has appointed Dan Holden into the...

LiveMore Property+ offers options for borrowers with spray foam insulation

Equity Release Supermarket (ERS) has partnered with later life mortgage provider, LiveMore, to provide...

Inflation hitting over-60s’ finances

40% of over-60s have poor or very poor financial resilience, according to the latest...

Reasons for equity release declines revealed

More2life has published data which highlights the top reasons cases are declined to help...

Advise Wise and Responsible Lending unveil API integration

Advise Wise has announced the integration of Responsible Lending into its platform. Advise Wise's...

Consumer Duty & later life lending

Given we are less than a month away from the implementation of the Consumer...

Standard Life Home Finance joins finova panel

Equity release lender, Standard Life Home Finance has become the 85th lender to join...

Higher wages later in life may not counter benefits of early saving

Standard Life analysis has show that early pension saving widens your options when it...

Legal & General Home Finance reduces minimum drawdown

Legal & Home Finance has reduced its minimum drawdown amount to £1,000. The decision is...

Sharp rise in EPC-related product searches

UK homeowners are increasingly reassessing their mortgage options due to recent interest rate activity. Searches...

More2life relaunches high LTV Apex range

More2life has announced the relaunch of its Apex product range, which offers high LTVs. ...

Adviser to pay £106k for poor pension transfer advice

The FCA has banned Mark Abley of County Capital Wealth Management Ltd (in liquidation)...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Cambridge BS opens applications for deposit-building Rent to Home scheme

The Cambridge Building Society has opened applications for its Rent to Home property in...

Life changes could create new wave of accidental landlords

Changes in personal circumstances rather than investment plans could push more homeowners into the...

Remortgage searches jump 40% as borrowers return after summer

Remortgage activity drove a sharp rise in mortgage searches during September, with Twenty7tec recording...

Step One Finance adopts OMS origination platform

Step One Finance has introduced a bespoke loan origination system developed with One Mortgage...

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