Later Life

Marsden BS to offer 5x income on later life remortgages

Marsden Building Society has made changes to its later life mortgage criteria, including increasing...

The ‘modern woman’ in equity release profiled

Lifetime mortgage lender Pure Retirement has analysed its data to establish what the modern,...

Mortgages stopping 2.8 million from saving more for later life

22% of UK homeowners with a mortgage – equivalent to 2.8 million people –...

LiveMore creates new propositions team

LiveMore is expanding its operations with a new propositions team. Samantha Ward, who has consulted...

Regional attitudes to using property wealth to help loved ones revealed

Research from Hodge has found that people in Scotland are more comfortable releasing equity...

Key’s new PTLTM offers higher LTVs to equity release customers

Key Later Life Finance has added a new Payment Term Lifetime Mortgage (PTLTM) into...

Royal London appoints group COO

Royal London has announced the appointment of Peter Josse as its new group chief...

Simplify gifting to help FTBs, Chancellor urged

Key Later Life Finance believes that simplifying the tax rules on gifting in March’s...

Middle classes increasingly using equity release

Equity release is increasingly being explored by the middle classes when looking at the...

Hodge improves 50+, RIO and holiday let criteria

Hodge has made major changes to its 50+, Retirement Interest Only (RIO) and Holiday...

Aviva Equity Release becomes Air Select Ambassador

Air has announced that Aviva will be joining its group of Air Select Ambassadors...

Clearing existing mortgage still top reason for releasing equity

Clearing an existing mortgage remains the top motivation for releasing equity (41%) for the...

Comentis introduces equity release mental capacity assessment

Comentis, the duty of care assessment company, has launched a new mental capacity assessment...

Legal & General Home Finance adopts Optimo

Finova's decisioning engine, Optimo, has been adopted by Legal & General Home Finance to...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES