Later Life

Cost of renting in retirement is £390k

Those people who think they will rent throughout their retirement could need an additional...

Perenna joins Air and its Advocate Ambassador programme

Perenna has announced its partnership with Air, the later-life lending platform for advisers and...

CSS partners with Advise Wise

Countrywide Surveying Services (CSS) has formed a partnership with Advise Wise, joining its Contacts...

Standard Life Home Finance’s Horizon Interest Reward now on all sourcing platforms

Standard Life Home Finance's Horizon Interest Reward product has launched on Iress’s The Exchange. ...

LiveMore removes maximum age and ups standard mortgage term

LiveMore has removed the maximum age and increased the term across its range of...

Air conference outlines need for later life industry evolution

Air held its fifth annual National Later Life Lending Conference last Thursday, where the...

Advise Wise adds Newbury BS’s RIO plans to platform

Advise Wise has announced the addition of Newbury Building Society's Retirement Interest-Only (RIO) mortgages...

LiveMore issues inaugural securitisation

LiveMore has successfully priced and completed its inaugural securitisation, Exmoor Funding 2024-1. The simple,...

Rise in broker satisfaction with lenders across all sectors

Smart Money People has published its H1 2024 Mortgage Lender Benchmark covering mortgage broker...

Mental health a rising issue for over-55s

The cost of living crisis has had a significant effect on the mental health...

Buckinghamshire BS cuts rates across whole range

Buckinghamshire Building Society has reduced rates by up to 0.20 percentage points across a...

Just 1% real-term rise in weekly pension income over past decade

People on pension incomes have received minimal increases in real standards of living over...

LiveMore ups max loan and allows more adverse

LiveMore has increased the maximum loan value across its core range of products from...

MBE London and FIBA Summit programmes published

Mortgage Business Expo (MBE) has issued the programme for this year’s MBE London event. The...
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COMMENT

Buy-to-let

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

criteria

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...
Buy-to-let

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...
Buy-to-let

Rely cuts buy-to-let rates by up to 25bps

Rely has reduced rates by up to 25 basis points across a range of...
House prices

House price growth slows to 0.1%: Lloyds

UK house prices remained unchanged in July as higher mortgage rates and global economic...

PROFILES