Later Life

Call to scrap lending age limits

More 2 Life has claimed that older borrowers want to see age limits on...

The only game in town?

Anyone working within the equity release sector has always understood the strong underlying demand...

Tax on spending costs pensioners £29bn p.a.

Tax on spending takes an 18% bite out of the average retired households’ income...

Thousands have taken advantage of pension freedoms

The Association of British Insurers (ABI) has revealed that nearly £2.5bn worth of payments...

Over-55s still in property purchase market

37% of homeowners over the age of 55 are planning at least one more property...

PTFS details ‘at retirement’ training programme

Personal Touch Financial Services has outlined its new training support programme for all advisers who wish...

More 2 Life cuts fees

More 2 Life has reduced its arrangement fees following adviser and customer feedback. Customer and adviser...

Rise in downsizing enquiries to release equity

Bower Retirement Services has claimed that around one in five clients have looked into downsizing their house...

Max Wright becomes PTFS chairman

Former CEO of Personal Touch Financial Services, Max Wright, has now now taken on his new...

Pension freedoms may have sharpened retirement planning

Around 631,000 people in the country plan to use all or part of their...

New corporate pensions reporting service unveiled

Scottish Widows has launched a corporate pension reporting service for employers. The Scottish Widows Corporate...

Over-50s using shares to boost retirement income

One in three over-50s have bought shares in a company to help fund their...

MBE London announces seminar line-up

Mortgage Business Expo (MBE) has announced the series of seminars it will be holding...

Zopa hails the ‘silver pound’

Zopa, which has just become the UK’s first peer-to-peer lender to pass £1 billion...
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COMMENT

Buy-to-let

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

News

Stamp duty and community ties deter older homeowners from downsizing

Nearly 60% of over-65s have considered downsizing, but financial costs, community ties and a...
News

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...
Stamp Duty

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...
Specialist

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

PROFILES