Later Life

Investment income just 6% of retired household income

MetLife analysis of ONS data on household income shows that benefits make up nearly...

L&G hires retirement market chief

Legal & General has appointed Andy Humphreys as its marketing director for individual retirement....

“Clear and growing demand” to access home property wealth

41% of homeowners approaching retirement are now banking on their property wealth as part...

L&G doubles its lifetime mortgage target

Legal & General has doubled its target for lifetime mortgages and now expect to...

16-24 year-olds in a dream world over pensions

Latest research from Aegon UK suggests young adults are the most unrealistic about their...

Review into financial advice access unveiled

A new review looking at how financial advice could work better for consumers has...

LV= invests in ‘robo-adviser’ 

Retirement player LV= has taken a majority stake in automated advice business Wealth Wizards. LV=...

Key Retirement grows market share

Key Retirement has reported that its market share within the equity release sector has...

Pension freedoms haven’t hit equity release

There were many commentators who suggested the new pension freedoms would sound the death...

Exit fee consultation begins

The government has launched a consultation into pension transfers and early exit charges. "The pension...

41% of over-45s never spend time reviewing pensions

63% of over-45s who are not yet retired pay little or no attention to...

Demand for ability to borrow in retirement

29% of over-55s expect to be in debt in retirement or are unsure whether...

Record quarterly amount for equity release lending

Industry figures from the Equity Release Council released today show that equity release lending...

More product choice needed to meet interest-only shortfalls

43% of advisers want to see more innovation on equity release lenders plans suitable...
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COMMENT

Buy-to-let

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

News

Stamp duty and community ties deter older homeowners from downsizing

Nearly 60% of over-65s have considered downsizing, but financial costs, community ties and a...
News

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...
Stamp Duty

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...
Specialist

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

PROFILES