Later Life

L&G acquires annuity portfolio for £3bn

Legal & General has acquired a £3bn annuity portfolio from Aegon. The transaction has been...

Sales up at OneFamily

OneFamily has reported its 2015 annual results. The business was created out of last year’s...

Call for easy mortgage to equity release transition

Lenders need to focus plans for equity release innovation on schemes enabling customers to...

More people choosing to phase their retirement

LV= has revealed that 87% of people working aged 65 and over are happy...

London equity release loans up 12%

Homeowners in London have released an average of almost £150,000 from their properties to...

Interest-only fuelling equity release rise

Key Retirement has reported a significant increase in sales of lump sum equity release...

OneFamily’s lifetime mortgages launch

OneFamily has revealed that the two new lifetime mortgage products announced last month have now gone...

New board appointments at the Equity Release Council

The Equity Release Council has appointed five new senior industry fugures to its main board...

Royal London invites members to committee

Royal London has written to over 800,000 of its members to invite them to...

FSE Manchester reveals seminar schedule

Financial Services Expo (FSE) Manchester has published details of its seminar programmes for the event...

L&G cuts lifetime mortgage rates

Legal & General has made cuts in interest rates for its lifetime mortgage products. There is...

One in seven to retire without pension this year

14% of people retiring in 2016 has made no provision for their retirement and will...

Young and middle earners positive about Lifetime ISA

The Skipton Building Society has found that middle and high earners are most likely...

Bower Retirement Services strengthens management team

Equity release specialist Bower Retirement Services has appointed Hannah Gray as head of operations. She will...
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COMMENT

Buy-to-let

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

Protection

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...
criteria

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...
Buy-to-let

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...
Buy-to-let

Rely cuts buy-to-let rates by up to 25bps

Rely has reduced rates by up to 25 basis points across a range of...

PROFILES