Later Life

FSE Wales: spread the equity release message

Dean Mirfin of Key Retirement told the audience at Wednesday's Financial Services Expo (FSE)...

LV= restructure sees Perks become MD

LV has restructured its life business to bring its protection, retirement solutions and heritage...

Interest-only fears ‘driving house sales’

Equity release referral service Key Partnerships has claimed that estate agents are increasingly helping...

Record low rates driving equity release switching enquiries

Enquiries from existing equity release customers about switching plans are on the rise beacons...

New Leeds’ tool for borrowers into retirement

The Leeds Building Society has introduced a new tool on its intermediary website for...

Over 65s ‘have property wealth of £1.054 trillion’

Retired homeowners have each earned more than £2,400 a month from their houses in...

FCA proposes changes to pension transfer advice

The Financial Conduct Authority (FCA) has published new proposals on advice relating to pension...

OneFamily becomes LLA Ambassador

The Later Life Academy (LLA) has announced OneFamily as its latest Ambassador. OneFamily offers...

Equity release could help 450,000 FTBs

Releasing property equity from the so-called 'Bank of Mum and Dad' has the potential...

Tax-free lump sums at retirement gaining in popularity

54% of working age people plan to take advantage of rules which allow them...

Pensioners paid £52.7 billion in tax

Retired households paid an average of £7,400 each in tax last year, the equivalent...

John Griffith-Jones to leave the FCA and PSR

John Griffith-Jones, chairman of the Financial Conduct Authority (FCA) and the Payment Systems Regulator...

Anniversary benefit from Equity Release Club

Equity Release Club has announced a new member benefit to mark its 10-year anniversary. As part...

Second charge distributor buys broker-packager

Second charge distributor Fluent Money Group has announced the purchase of Manchester based broker...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES