Later Life

70 is age of financial freedom for Millennials

While true financial freedom has likely already arrived for those born on or before...

Age Partnership plans large expansion

Age Partnership is recruiting for 75 new equity release advisers to join its team...

Scottish Widows unveils Centralised Retirement Proposition guide

Scottish Widows has launched a new guide offering additional support for advisers who feel...

Products or services?

In its Retirement Incomes Review, the FCA has found that consumers welcome the pension...

L&G appoints head of IFA sales for lifetime mortgages

Legal & General has announced the appointment of Rob Miles to the position of...

Shift towards ‘preretirement’ continues

The move to ‘pretirement’ – where people gradually scale back on work or change...

Continued record growth for equity release plan sales

Retired homeowners cashed in £1.25 billion of property wealth in the first half of...

Retirement Advantage appoints head of sales

Les Pick is to join Retirement Advantage as head of sales for its equity...

Greater financial and pension wealth for those who get advice

A new report has found that those who received financial advice in the 2001-2007...

FCA publishes interim review of retirement income market

The Financial Conduct Authority (FCA) has published the interim findings of the Retirement Outcomes...

“Hugely disappointing” govt decision over pensions cold-calling

The government has decided not to legislate to ban pensions cold-calling. Peta Buscombe, Conservative member...

Interest-only still issue for older homeowners

More 2 Life research has indicated that 41% of over 65 year olds with...

Pension providers team up over self-employed enrolment

Aviva and Royal London have joined forces to produce a recommendation of how to...

Equity release rates continue to fall

Fixed lifetime mortgage interest rates fell for the seventh consecutive month in June 2017,...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES