Later Life

Spending time on the holiday spending

As we approach the school summer holiday period it seems a very good time...

Fluent Money develops later life lending subsidiary

Fluent Money Group (FMG) has appointed Aaron Conlon as managing director of newly formed...

Top broker criteria search for self-employed borrowers

The monthly Criteria Activity Tracker provided by Knowledge Bank has revealed the most search...

Retirement Advantage alters BTL range for older landlords

Retirement Advantage has made changes to its range of mortgage products aimed at older...

Unsecured debt amongst 55 to 74-year olds on the rise

New research from equity release lender More 2 Life reveals that unsecured debt amongst 55 to...

A quarter of couples have never discussed retirement income plans

24% of couples have never discussed retirement income plans with their partner or spouse,...

Civil partnerships could have significant impact on pension schemes

A heterosexual couple have won their legal bid for the right to have a...

Over-45s ‘willing to face up to tough choices’ over social care

Just Group has reported that the over-45s see tapping into the equity in their...

Key Retirement recruits advice delivery director

Key Retirement has added to its senior team with the appointment of Ian English...

Not enough homes for ‘last time buyers’ to move to

Last-time buyers are struggling to find houses to move to as the potential financial...

Retirement “a 20th century concept”

Later life advisers have the opportunity to broaden their range of services to clients...

Minority government hindering solution to social care funding

The Chairman of the Equity Release Council, and former MP for Enfield Southgate, David...

Wembley to host later life lending seminar

Key Partnerships will be hosting its latest later life lending seminar at Wembley Stadium...

Advisers could help vulnerable old people

Later life advisers can be the 'trusted person' who is able to put lonely...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES