Lifetime Mortages

£63bn spent on property without mortgages

Over 7,200 £1 million-plus homes are being bought each year without mortgages, according to analysis from Bower...

L&G launches 4.99% lifetime mortgage

Legal & General is introducing a Premier Flexible lifetime mortgage at 4.99% AER. The deal is a drawdown...

Government should consult with equity release sector

Lifetime mortgage provider More 2 Life has said that the government should drive moves...

FCA urged to look at changes to affordability rules

The Financial Conduct Authority (FCA) has been urged by the Equity Release Council to...

L&G hit £200m lifetime mortgage target last year

Legal & General's lifetime mortgage lending reached £201m in 2015, hitting the £200m 2015...

New lifetime mortgage portal unveiled

Lifetime mortgage provider More 2 Life is investing in a new online portal designed to speed up applications...

Largemortgageloans.com moves into lifetime mortgages

Specialist large mortgage provider Largemortgageloans.com has launched a new brand, largeequityrelease.com. The move is...

LV= offers new equity release product

LV= has launched a new product, Lifetime Mortgage LumpSum+. It aims to provide additional flexibility...

Advisers expect equity release enquiry boom

Demand for the better use of property wealth to fund retirement is set to...

Equity release advisers estimate 20% over value homes

Bower Retirement Services research has suggested that up to one in five equity release...

Why 2015 gave us food for thought

How might we describe the 2015 mortgage market when we come to look back...

More 2 Life anticipates continued expansion

More 2 Life has expanded its headcount by 30% over the last 12 months...

L&G Mortgage Club unveils lifetime mortgage referral panel

Legal & General Mortgage Club has launched its lifetime mortgage referral panel, which aims...

Lack of joined-up policy making threatening PRS

A new report from the Intermediary Mortgage Lenders Association (IMLA) has warned against discouraging...

COMMENT

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Why energy efficiency is hiding mortgage portfolio risk

For years, ESG strategies across the UK mortgage sector have operated under a relatively straightforward principle: better Energy Performance Certificate (EPC) ratings equal lower...

Affordability shocks and expiring deals: why the 2026 mortgage peak demands a holistic protection review

I speak to mortgage advisers and brokers every day, and one topic keeps coming up - the sheer number of mortgage deals coming to...

Latest news

Pepper Money reduces residential and buy-to-let rates

Pepper Money has cut rates across its residential and buy-to-let mortgage ranges and launched...

Barclays to launch 24-hour fast-track remortgage service

Barclays is to introduce a fast-track remortgage service that could provide eligible borrowers with...

Conveybuddy reports 88% rise in instructions after two years

Conveyancing distributor conveybuddy has reported an 88% year-on-year increase in instructions as it marks...

Hanley Economic launches shared ownership mortgages for foreign nationals

Hanley Economic Building Society has introduced two shared ownership mortgages for foreign nationals living...

PROFILES