Drawdown

Guernsey sets out new equity release rules ahead of 2026 market launch

The Guernsey Financial Services Commission has unveiled a new regulatory framework for equity release...

Advisers falling short on Consumer Duty in later life lending, Key warns

A significant number of financial advisers lack full confidence in meeting Consumer Duty obligations...

Redefining ‘later life lending’ for a fairer financial future

The phrase ‘later life lending’ is becoming increasingly common in financial services but what...

Mortgage advisers failing over-50s on later life lending, Key warns

Mortgage advisers are not doing enough to support over-50s with later life lending options,...

Total equity release lending rises for third successive quarter

Over 15,000 customers were active in the equity release market for the first time...

LiveMore overhauls unveils new lifetime products and adds drawdown

LiveMore has expanded its lifetime equity release products to further widen financial options for...

Growing acceptance of borrowing into older age

61% of homeowners in the UK - equivalent to 18.7 million people – are...

Pure Retirement revamps Emerald range

Pure Retirement has refreshed its Emerald range of lifetime mortgages, designed to offer consumers...

Later life lending customer needs “have forever changed”

Last week, later life lending platform, Air, hosted its Comprehensive Conversations Roundtable. The roundtable featured...

Key: reasons to be cheerful for equity release market

Increased product innovation in the equity release market, combined with expected base rate cuts...

Equity release market returns to growth

The Equity Release Council has reported that the equity release market has seen growth...

Q3 sees record number of new equity release plans

The Equity Release Council (ERC) has revealed that homeowners aged 55+ took out a...

Finova Broker CRM integrates with Air Sourcing

Finova has announced that its Broker CRM is the first to integrate with Air...

Demand for equity release has recovered strongly from Covid

The Equity Release Council has revealed that homeowners aged 55+ took out 12,485 new...
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COMMENT

Comment

Bank Rate holds, but the pressure is building

The Bank of England's decision to maintain Bank Base Rate (BBR) last month at 3.75% provides another period of stability for the mortgage market,...

How are we supporting the next generation of first-time buyers?

With GCSE and A-level results out over the last fortnight, it feels like the right moment to ask a question the industry doesn't spend...

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

Latest news

News

Regions share £10bn allocation for 70,000 affordable homes

More than 70,000 social and affordable homes are to be built across six English...
Appointments

Amanda Bryden appointed to lead Accord Mortgages

Yorkshire Building Society has appointed Amanda Bryden as director of distribution and incoming managing...
marketing

TMG backs Rotherham United Women in shirt sponsorship deal

TMG Financial Services has agreed a partnership with Rotherham United Women FC to become...
Buy-to-let

ModaMortgages adds fixed-fee options to limited-edition range

ModaMortgages has expanded its limited-edition buy-to-let range with new fixed and percentage-based product fee...

PROFILES