Keystone Property Finance is now offering sub-5% products once more after reducing both its standard and specialist two-year fixed rates by 15 basis points.

The buy-to-let lender’s standard range, for standard property types, and its specialist range, for HMOs and multi-units, now start at 4.94% at 65% LTV and 5.09% at 75% LTV.

The news comes just weeks after Keystone launched a range of two-year tracker products allowing borrowers to ‘switch and fix’ to a fixed rate within the initial two-year period and at no extra cost.

Elise Coole, managing director at Keystone Property Finance, said: “To be able to offer sub-5% rates is fantastic and will help even more borrowers achieve the leverage they want.

“We have been very active refining our product offering over the past few months and have been quick to reduce our rates as soon as funding conditions have allowed.”