Help to Buy

Vida pulls selection of products

Vida has made temporary changes to its product range in order to deal with...

Precise Mortgages cuts buy-to-let rates

Precise Mortgages is cutting rates by up to 0.40 percentage points across its range...

Government extends Help to Buy deadline

The government has extended the deadline for homes to have been finished in order...

First-time buyers still keen on home ownership despite Covid crisis

93% of first-time buyers are still thinking about buying a property in 2020, with...

Help to Buy back and LTVs up to 85% at Platform

Platform is reintroducing its Help to Buy mortgage range and also making mortgages of...

Barclays unveils new Help to Buy offering amid widespread changes

Barclays is making changes to a number of its mortgages. The changes are across its...

Kensington ups LTV to 80% and resumes HTB & buy-to-let

Kensington Mortgages has resumed 80% LTV lending across its residential Select, Core, Young Professional...

Barclays reintroduces large loans and 75% BTL

Barclays Mortgages has made changes across its residential, buy-to-let and reward ranges. The bank is reducing...

Accord increases Help to buy cashback

Accord Residential has cut rates on selected house purchase and remortgage products as well...

Vida Homeloans cuts rates by up to 65bps

Vida Homeloans has made a number of spring rate cuts. The reductions apply to the...

IMLA outlines its housing priorities for Budget

IMLA wants the government to apply a ‘big thinking’ approach to housing in its...

Kensington revises residential and BTL offerings

Kensington Mortgages has made changes to its residential and buy-to-let propositions. For Kensington’s residential Help to...

Kensington cuts majority of residential mortgage rates

Kensington Mortgages has made rate reductions across most of its residential mortgage range. Its Select,...

The Mortgage Lender cuts complex rates

The Mortgage Lender is reducing selected residential products and introducing a new RL0 category with...

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COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...