Help to Buy

Help to Buy legal completion date extended

The government has announced that while Help to Buy will end on 31 March...

NatWest cuts rates for new and existing customers

NatWest Intermediary Solutions is making rate reductions across its new and existing customer product...

New Help to Buy fixes from Accord Mortgages

Accord Mortgages has unveiled a new range of Help to Buy products. The range of...

Hep to Buy transition guide published

Accord Mortgages is offering a free to access guide to help brokers and their...

Vida pulls selection of products

Vida has made temporary changes to its product range in order to deal with...

Precise Mortgages cuts buy-to-let rates

Precise Mortgages is cutting rates by up to 0.40 percentage points across its range...

Government extends Help to Buy deadline

The government has extended the deadline for homes to have been finished in order...

First-time buyers still keen on home ownership despite Covid crisis

93% of first-time buyers are still thinking about buying a property in 2020, with...

Help to Buy back and LTVs up to 85% at Platform

Platform is reintroducing its Help to Buy mortgage range and also making mortgages of...

Barclays unveils new Help to Buy offering amid widespread changes

Barclays is making changes to a number of its mortgages. The changes are across its...

Kensington ups LTV to 80% and resumes HTB & buy-to-let

Kensington Mortgages has resumed 80% LTV lending across its residential Select, Core, Young Professional...

Barclays reintroduces large loans and 75% BTL

Barclays Mortgages has made changes across its residential, buy-to-let and reward ranges. The bank is reducing...

Accord increases Help to buy cashback

Accord Residential has cut rates on selected house purchase and remortgage products as well...

Vida Homeloans cuts rates by up to 65bps

Vida Homeloans has made a number of spring rate cuts. The reductions apply to the...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES