Help to Buy

Mortgage lending up 50% year-on-year

Gross mortgage borrowing of £11.5bn was 47% higher than in the same month last...

The Teachers broadens its offering

The Teachers Building Society has launched two new deals and lowered the rate on...

RICS calls for end to Stamp Duty brackets

George Osborne should reform Stamp Duty thresholds in the upcoming Budget, RICS has said. It...

SFI to cut tracker rates

Santander for Intermediaries (SFI) will tomorrow cut the rates on certain two-year trackers, which...

Help to Buy “giving hope to the younger generation”

The two different phases of the Help to Buy scheme are both visibly improving...

Help to Buy “not stoking house price inflation”

Latest data from the government show that in the first 10 months to end...

Bath opts for Genworth’s HTB alternative

Genworth has formed a new relationship with Bath Building Society. The mutual has chosen...

Mortgage borrowing continues year-on-year rise

Gross mortgage borrowing of £10.8bn was 38% higher than in the same month last...

The Teachers widens criteria for teachers

Teachers Building Society has widened availability of its mortgage range, including products for...

Banks retake 95% LTV fixed rate market

Over the past six months there has been a major increase in the number...

Skipton joins Help to Buy

The Skipton Building Society has joined the government's Help to Buy Equity Loan scheme. The...

Help to Buy extended to include Islamic Mortgages

The government’s Help to Buy mortgage guarantee scheme can now also be used by...

MPs want Help to Buy exit strategy

Eight out of 10 MPs want the coalition government to outline an exit strategy...

Sharp rise in purchase mortgage approvals

The number of mortgages for house purchase in December was the highest monthly total...

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COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...