Help to Buy

Help to Buy behind Scottish housing market recovery

The housing market in Scotland continues to see prices rise, according to the latest...

Mortgage market needs more innovation

29% of consumers believe that while access to mortgages has broadly improved it is...

House price inflation slows for new builds

New analysis from Mortgage Advice Bureau shows that annual growth of new build...

Kensington is to support Forces Help to Buy

Kensington has confirmed it will offer Forces Help to Buy across its complete residential...

Mortgage lending up 50% year-on-year

Gross mortgage borrowing of £11.5bn was 47% higher than in the same month last...

The Teachers broadens its offering

The Teachers Building Society has launched two new deals and lowered the rate on...

RICS calls for end to Stamp Duty brackets

George Osborne should reform Stamp Duty thresholds in the upcoming Budget, RICS has said. It...

SFI to cut tracker rates

Santander for Intermediaries (SFI) will tomorrow cut the rates on certain two-year trackers, which...

Help to Buy “giving hope to the younger generation”

The two different phases of the Help to Buy scheme are both visibly improving...

Help to Buy “not stoking house price inflation”

Latest data from the government show that in the first 10 months to end...

Bath opts for Genworth’s HTB alternative

Genworth has formed a new relationship with Bath Building Society. The mutual has chosen...

Mortgage borrowing continues year-on-year rise

Gross mortgage borrowing of £10.8bn was 38% higher than in the same month last...

The Teachers widens criteria for teachers

Teachers Building Society has widened availability of its mortgage range, including products for...

Banks retake 95% LTV fixed rate market

Over the past six months there has been a major increase in the number...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES