Help to Buy

Skipton joins Help to Buy

The Skipton Building Society has joined the government's Help to Buy Equity Loan scheme. The...

Help to Buy extended to include Islamic Mortgages

The government’s Help to Buy mortgage guarantee scheme can now also be used by...

MPs want Help to Buy exit strategy

Eight out of 10 MPs want the coalition government to outline an exit strategy...

Sharp rise in purchase mortgage approvals

The number of mortgages for house purchase in December was the highest monthly total...

Santander completes first HTB2 deal; increases mortgage lending

Santander for Intermediaries (SFI) has completed its first Help to Buy mortgage guarantee loan. The...

30% year-on-year increase in FTB completions

The latest First Time Buyer Opinion Barometer from LSL Property Services has found that...

Many HTB hopefuls ill-prepared

39% of 20 to 40-year-olds are planning to apply to the government’s Help to...

The H&R slashes rate on 95% LTV deal

Hinckley & Rugby Building Society has cut the interest rate on its 95% Loan...

Barclays’ HTB2 offering launches next week

Barclays has published details of its products which will go live on Tuesday 21 January...

November lending more muted than previous month

The total number of loans advanced to home-owners for house purchase decreased in November,...

Large number of mortgage seekers ignorant of HTB

38% of consumers seeking a mortgage this year know nothing about the government’s Help...

New HTB2 deals from NatWest Intermediary Solutions

NatWest Intermediary Solutions is launching two new mortgage deals tomorrow to support the Help...

Brokers worry Help to Buy could cause longer term trouble

49% of brokers responding to a survey from United Trust Bank believe that...

New HTB deal from the Leeds

Leeds Building Society is now offering a new mortgage product which can be used...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES