Help to Buy

Help to Buy behind housebuilding growth

The government has revealed that almost 40,000 households have bought a home through Help...

Lloyds lent one quarter of all FTB mortgages

Lloyds Banking Group says it is ahead of schedule in meeting its first time...

Average deposit grows for fourth successive month

Mortgage Advice Bureau says its latest data show that homebuyers are increasingly taking full...

June FTB transactions up 10% year-on-year

There were 30,000 more first-time buyers getting onto the housing ladder in the first...

Virgin Money removes HTB minimum income requirement

Virgin Money is removing the £30,000 minimum income threshold for mortgage products which make...

Major changes in Santander for Intermediaries’ lending policy

On Friday 25 July, Santander for Intermediaries will be making key changes to its residential lending policy. Interest-only: To ensure...

20% fall in first-time buyer purchases

The National Association of Estate Agents (NAEA) has reported that first time buyers are...

LBG extends Help to Buy to new builds

Homeowners can now purchase new build properties through both Halifax and Lloyds Bank Help...

House prices fall in some London boroughs

For the 12th month in succession, the LSL Property Services/Acadata house price index has...

Alternative finance outstripping Help to Buy

Help to Buy has provided less than half the funding for new homes in...

The Mansfield reiterates HTB support

In light of the Halifax and Nationwide limiting access to their Help to Buy...

Govt reveals Help to Buy figures

The Help to Buy scheme has helped 35,000 people to buy their own home,...

Bank of Mum & Dad funds half of deposits

Santander research has found the 'Bank of Mum and Dad' is still playing a...

BSA: cooling in housing market confidence

The number of people who think that now is a good time to buy...

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COMMENT

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Why the Renters’ Rights Bill should be a wake-up call for advisers and landlords

The Renters’ Rights Bill is shaping up to be one of the most significant legislative changes to the private rented sector (PRS) in decades. Expected...

Living in a box. Am I living in a cardboard box?

More young people are living with their parents than ever before. The bank of Mum and Dad has evolved into the hotel of Mum and...

Accountants, brokers and the clash of expectations

There’s an old accountant’s joke about financial advisers: the difference between us is that advisers want to look richer than their clients, while accountants...

Rachel Geddes: Redefining what’s possible for brokers and borrowers

When Rachel Geddes picked up the phone after a job interview to ask her mum what a mortgage was, she didn’t realise she was...

Latest news

Mortgage industry rallies behind Christmas charity concert

Momentum is building fast behind this year’s Christmas charity concert in aid of EveryYouth...

First-time buyers put at the heart of Treasury mortgage talks

The government will urge lenders to put first-time buyers at the top of their...

Target urges lenders to treat mortgage servicing as a strategic asset

Target Group has called on mortgage lenders to rethink their approach to servicing, arguing...

Heron Financial launches AI training cohort and ethics committee

Heron Financial has launched an artificial intelligence training programme for staff alongside the creation...