Help to Buy

Major changes in Santander for Intermediaries’ lending policy

On Friday 25 July, Santander for Intermediaries will be making key changes to its residential lending policy. Interest-only: To ensure...

20% fall in first-time buyer purchases

The National Association of Estate Agents (NAEA) has reported that first time buyers are...

LBG extends Help to Buy to new builds

Homeowners can now purchase new build properties through both Halifax and Lloyds Bank Help...

House prices fall in some London boroughs

For the 12th month in succession, the LSL Property Services/Acadata house price index has...

Alternative finance outstripping Help to Buy

Help to Buy has provided less than half the funding for new homes in...

The Mansfield reiterates HTB support

In light of the Halifax and Nationwide limiting access to their Help to Buy...

Govt reveals Help to Buy figures

The Help to Buy scheme has helped 35,000 people to buy their own home,...

Bank of Mum & Dad funds half of deposits

Santander research has found the 'Bank of Mum and Dad' is still playing a...

BSA: cooling in housing market confidence

The number of people who think that now is a good time to buy...

Move with Us: London doesn’t need Help to Buy

The Help to Buy scheme is most popular with people aged 20 to 29...

Aldermore releases regional HTB stats

Following Government statistics published today on the Help to Buy Scheme, Aldermore has...

CML: latest Help to Buy data is reassuring

The combined impact of both the Help to Buy equity loan and mortgage guarantee...

Regional variations in average FTB age

The average age UK house hunters estimate they will be able to take their...

Average HTB purchase is £151k

Buyers are sidestepping four years of house price inflation by using the Help to...

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COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...