Help to Buy

Gross advances up 13% year-on-year

The Bank of England and Financial Conduct Authority (FCA) has published the latest Mortgage...

CML urges caution over LTV and DTI caps

The Council of Mortgage Lenders (CML) has responded to the Treasury's consultation on giving...

Government reveals Help to Buy stats

Figures released by the government today showed that over 66,000 households have been helped...

HTB1 activity still focused at lower end of property ladder

People buying homes using the Help to Buy equity loan scheme are only using...

FTB completions fall due to dipping demand

October saw the number of first-time buyer house completions stall, according to the latest...

87 purchase & remo deals to be cut by NatWest IS

NatWest Intermediary Solutions is introducing rate reductions to the majority of its core intermediary range...

E.surv: purchase mortgage market is self-correcting

House purchase approval figures improved last month after three consecutive months of slowdown as...

Typical HTB2 deposit 87% lower than purchase market average

Those homebuyers using the Help to Buy mortgage guarantee scheme (HTB2) had average...

Help to Buy keeping FTB market going

The latest First Time Buyer Tracker from Your Move and Reeds Rains has revealed...

Nationwide to cut Save to Buy rates

The Nationwide Building Society is reducing mortgage rates for customers with small deposits using...

New sourcing system unveiled

Mortgage27 has released MortgageSource, a cloud based mortgage sourcing system for intermediaries. The system considers...

Average HTB2 LTV in August was 94%

Latest data from Mortgage Advice Bureau shows that the Help to Buy mortgage guarantee...

NatWest & RBS celebrate Help to Buy 2 anniversary

Since the launch of the Help to Buy: Mortgage Guarantee Scheme in October last...

BoE: Help to Buy working as intended

The Bank of England's Financial Policy Committee has recommended that no changes are needed...

Latest POLL

COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...