First-time buyers

We need to look beyond Stamp Duty changes

There’s a Radiohead song called ‘2 + 2 = 5’ which, if I’m not...

Government unveils First Homes initiative for first-time buyers

The government has announced plans which it claims will cut the cost of some...

The Hinckley & Rugby to split mortgages

The Hinckley & Rugby Building Society will now allow mortgages to be split, in...

The Mansfield backs Scotland First Home Fund initiative

The Mansfield Building Society has made its standard residential and specialist Versatility mortgage range...

H&R cuts rates for ‘first-time buyer friendly’ mortgages

The Hinckley & Rugby Building Society has reduced the interest rates on three mortgages...

Burnley is most affordable area for first-time buyers

Halifax has revealed that the cost challenge facing first-time buyers increased significantly over the...

December spike in mortgage approvals

The latest Mortgage Monitor from e.surv found that there were 66,253 residential mortgages approved...

Upturn in product choice for 95% LTV borrowers

AmTrust’s latest Mortgage Loan to Value (LTV) Tracker has reported that the number of...

Advisers: look at the whole 2020 landscape

The beginning of every new year has to start with a review of the...

H&R BS cuts high LTV fee-free cashback mortgage rate

The Hinckley & Rugby Building Society has reduced the interest rate on its fee-free...

The Newcastle unveils exclusive LISA mortgage range

The Newcastle Building Society has unveiled a new mortgage range exclusively for its cash...

October rise in first-time buyer completions

UK Finance has reported that there were 32,260 new first-time buyer mortgages completed in...

What reforms will actually make a difference?

With the number of conflicting messages propagated about the UK’s mortgage and housing markets,...

New first-time buyer deals from Accord

Accord Mortgages has launched a range of high LTV products with the aim of...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES