First-time buyers

Covid causes huge slump in mortgage approvals

The Bank of England has revealed that March saw the number of mortgage approvals...

Saffron: self-build completions up 144%

The Saffron Building Society has reported a 144% increase in its self-build completions compared...

IMLA: first-time buyers key to economic recovery

The Intermediary Mortgage Lenders Association (IMLA) is calling on the government to assess the...

Majority embarrassed to ask family for financial help

A new survey* conducted by Hodge has found that 56% of people are embarrassed...

Call for urgent stamp duty holiday

The property law firm Collyer Bristow has echoed the Royal Institution of Chartered Surveyors'...

Covid-19: two-thirds of 75% LTV products withdrawn

AmTrust’s latest Mortgage Loan to Value (LTV) Tracker has shown a major drop in...

BUDGET: more cash for affordable homes fund

The government announced plans in the Budget to invest a further £9.5 billion in...

First annual fall in gross mortgage lending for a decade

2019 saw the first annual fall in gross mortgage lending since 2010, UK Finance...

Vida Homeloans cuts rates by up to 65bps

Vida Homeloans has made a number of spring rate cuts. The reductions apply to the...

TSB backs Scottish government’s First Home Fund pilot

TSB in now offering mortgages to first-time buyers as part of the Scottish government’s...

The Ipswich unveils new five-year fixes

The Ipswich Building Society has launched three five year fixed rate products. Two of the...

IMLA outlines its housing priorities for Budget

IMLA wants the government to apply a ‘big thinking’ approach to housing in its...

The Leeds cuts 95% LTV rate

The Leeds Building Society has made a 0.40 percentage point rate reduction on its...

Homeowners can be 18% better off per month than renters

Renters are paying up to 18% more each month than those who own their...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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