First-time buyers

Quarterly rise in first-time buyers in London

UK Finance has reported that there were 11,510 new first-time buyer mortgages completed in...

Accord cuts 90% and 95% LTV rates

Accord Mortgages is cutting rates by up to 10bps on selected 90% and 95%...

“Disappointing” September completions data published

UK Finance has revealed that there were 29,100 new first-time buyer mortgages completed in September...

Almost half of renters think they’ll never own a home

45% of those who don’t yet own a home think they never will, according...

E.surv: mortgage approvals hold steady

The latest Mortgage Monitor from e.surv found that there were 65,922 residential mortgages approved...

How London renters could save £40k in two years

Using Shared Ownership to buy a share of a property rather than renting could...

Wannabe first-time buyers reveal biggest obstacles

29% of prospective first time buyers say that getting on the property ladder is...

Tenants won’t sacrifice commuting time for foot on the ladder

76% of tenants in the UK would consider buying a property, but not at...

FTB numbers rise despite pessimism about home ownership

Halifax has reported that 43% of Britons who currently rent or live at home...

Women more affected by barriers to home ownership

Women in the UK are more likely to have dreamt about homeownership than men,...

Estate agents expect first-time buyer sales growth to continue

NAEA Propertymark has reported that the number of sales made to first-time buyers increased...

New Joint Borrower Sole Proprietor from the Skipton

The Skipton Building Society has introduced its new Joint Borrower Sole Proprietor proposition for...

Women choose deposits over weddings

Just 4% of women in the would choose to spend money on a wedding...

Self-employed borrowers more conservative than first-time buyers

Homeowners were borrowing more in the second quarter of 2019, according to new research...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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