First-time buyers

New Help to Buy fixes from Accord Mortgages

Accord Mortgages has unveiled a new range of Help to Buy products. The range of...

NatWest returns to 90% LTV mortgage lending

NatWest has reintroduced a range of 90% loan to value (LTV) residential purchase mortgages...

Sales and rental markets remained resilient during 2020

Across 2020, the number of prospective buyers was the highest it has been over...

“Great news” about affordability gap

The affordability gap fell to a record low of 15% in November, according to...

Brokers increasing number of furloughed worker searches

Knowledge Bank’s monthly criteria index has revealed that in November 'furloughed workers’ returned to...

Accord unveils positive changes to 90% LTV offering

Accord Mortgages is reducing product fees to £495 (from £995) and launching a cashback...

TSB cuts range of residential rates

TSB Bank has reduced a number of rates within its residential mortgage range. First-time buyer...

Nationwide cuts 85% LTV two-year tracker rates

The Nationwide Building Society is cuts rates by 0.15 percentage points on its two-year fixed...

Deposit most popular reason for equity release gifting

Older homeowners used their property wealth to gift £530m to family and friends during...

Stark difference in average minimum and maximum loan amounts available

The average maximum loan available to mortgage borrowers in November was £278,145, while the...

New first-time buyer five-year fix from Virgin Money

Virgin Money has launched a new mortgage for first-time buyers. The Core product is fixed...

TSB makes selected residential rate reductions

TSB Bank has announced a number of changes to its residential range of mortgages. The...

Reliance Bank launches key worker mortgage range

Reliance Bank has updated its key worker mortgage product range. The bank says its range has...

Lenders’ caution behind rise in higher LTV costs

Mortgage Brain has revealed a substantial rise in the cost of borrowing for low-deposit...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES