First-time buyers

West One offers second charges for family assisted purchases

West One has today launched a new second charge mortgage range aimed at the...

New FTB and homemover products from TSB

TSB Bank has unveiled new 85-90% LTV products in its first-time buyer and home...

TMA Club partners with the Loughborough

TMA Club has outlined details of its new partnership with the Loughborough Building Society. Directly...

Pepper Money completes ‘adverse’ FTB mortgage in 16 days

epper Money has completed a purchase mortgage for first-time buyers with missed credit payments...

Estate agents see record October demand

In October, the average number of prospective buyers registered per estate agent branch reached...

Platform to offer £1k cashback on higher LTVs

Platform, the intermediary mortgage brand of The Co-operative Bank, is launching products which will...

Nationwide to expand 90% LTV beyond first-time buyers

From the second week of December, the Nationwide Building Society will be making 90%...

TSB offers cashback product to first-time buyers

TSB has launched a new five-year product in its first-time buyer mortgage range. It is...

90% deals from YBS

The Yorkshire Building Society has launched a new range of mortgages for borrowers with...

First-time buyer affordability gap stands at 11%

The 'affordability gap' for first-time buyers fell to a record low of 11% last...

Accord back to offering 90% LTV mortgages more consistently

Tomorrow (18 November) Accord Mortgages will reintroduce a selection of 90% LTV products into...

Platform resumes 90% LTV lending

Platform, the intermediary mortgage brand of the Co-operative Bank, is reintroducing five year fixed...

Affordability analysis could mean a bigger home

The latest MBT Affordability Index from Mortgage Broker Tools has found that the average...

MCI expands lender panel with mutual appointment

MCI mortgage club has added the Buckinghamshire Building Society to its panel. The club said...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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