First-time buyers

Metro Bank cuts 90% LTV five-year rates

Metro Bank has reduced rates on its 90% LTV five-year fixed rate mortgages. For customers...

Virgin Money makes higher LTV rate reductions

Virgin Money has made a series of rate reductions in its residential mortgage range. The...

13% fall in number of first-time buyers last year

2020 saw a fall in the overall number of first-time buyers, according to Halifax. The...

The Nottingham moves back into 90% LTV space

The Nottingham Building Society has relaunch 90% loan to value (LTV) mortgages. The news comes...

Does 2021 look any better for first-time buyers?

A friend of mine is learning to play the guitar. This wasn’t something that...

Nationwide introduces swathe of mortgage rate cuts

The Nationwide Building Society is cutting rates across various products in its mortgage range. Selected...

New 90% deals from the Leeds

The Leeds Building Society has returned to whole of market lending at 90% LTV...

New Accord products include 90% LTV deals

Accord Mortgages has introduced 15 new products and made a number of rate reductions...

Knowledge Bank sees shake-up in criteria searches

Knowledge Bank has reported a change in criteria searches in December. The largest change last...

Barclays expands 90% LTV mortgage availability

Barclays has made a series of changes to its residential and Reward ranges. The bank...

The Nottingham back in 85% LTV lending space

Following a review, the Nottingham Building Society has returned to the 85% LTV space. Two...

Coventry for Intermediaries rejoins 90% LTV market

Coventry for Intermediaries has re-entered the 90% loan to value (LTV) market with a...

The Ipswich predicts ‘family focussed’ mortgage lending

 in 2021 The Ipswich Building Society is predicting that mortgage lending will become more "family-centric"...

The Saffron offers broker exclusive 90% deals

The Saffron Building Society has introduced a pair of limited first-time buyer products to...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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