First-time buyers

Virgin Money improves 90% offering

Virgin Money has made changes to its 90% LTV products. It has also made changes...

Skipton to launch new mortgages for government help schemes

The Skipton Building Society is launching a series of products linked to Government help...

United Trust Bank unveils first-time buyer deals

United Trust Bank (UTB) has introduced a range of first-time buyer residential mortgages. The products are...

Government mortgage guarantee scheme rumoured

Speculation has been mounting that the government may introduce a mortgage guarantee scheme to...

Average gifted deposit tops £40k

Older homeowners gifted an average of £42,500 to younger relatives to help them get...

Virgin Money cuts residential mortgage rates

Virgin Money has made a series of rate cuts in its range of residential...

Q3 rebound for Help to Buy completions

The Office for National Statistics (ONS) has published Help to Buy equity loan statistics for...

New 90% deals from the Ipswich

The Ipswich Building Society has cut the rates on two of its recently relaunched...

First-time buyers most hit by affordability squeeze

The average maximum loan available to mortgage borrowers fell to a record low in...

Credit concerns looming over renters

45% of renters surveyed for Aldermore say owning a home is a life goal...

Help to Buy legal completion date extended

The government has announced that while Help to Buy will end on 31 March...

Skipton issues new 90% shared ownership deals

The Skipton Building Society is launching a pair of new 90% shared ownership products. The...

Change in January second charge criteria searches

Knowledge Bank's latest monthly criteria index shows the second charge market saw the biggest...

NatWest cuts new and existing customer rates

NatWest Intermediary Solutions has introduced a range of rate decreases across its new and...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES