First-time buyers

Parents expect offspring to move back home to save for own home

Online mortgage broker Habito has found that parents are going to extreme lengths in order to...

High LTV mortgage choice “remains patchy”

AmTrust's latest Mortgage LTV Tracker continues to show that, while the rate differential between...

Newcastle Intermediaries revises FTB mortgage range

Newcastle Intermediaries has refreshed its range of mortgage products with a focus on first...

Halifax introduces £500 cashback offer

Halifax is offering first-time buyers, homemovers and those who remortgage from another lender £500...

Stamp duty changes boost millennial deposit hopes

58% of millennials currently saving for a house deposit are more confident in their...

Barclays Mortgages unveils 1.28% two-year fix

Barclays Mortgages is launching a two-year fixed rate and cutting rates across a number of its...

The Leeds offers £1k Help to Buy cashback

The Leeds Building Society is to add two new mortgages with £1,000 cashback to...

Hometrack: rents to grow 2% over 2018

Richard Donnell, insight director at Hometrack, has explained his three defining themes for the...

TSB cuts shared ownership and shared equity fixed rates

TSB’s two-year fixed rates for shared ownership and shared equity borrowers have been reduced...

Remortgaging trend set to continue

October saw the number and value of loans for remortgaging and for house purchases...

The Credit Crunch and first-time buyers

‘No-one wants to see a return to the pre-Credit Crunch mortgage market.’ This sentence, or...

Homeowners look to improve not move

24% of homeowners plan to move within the next five years and nearly 10%...

Intermediaries report stronger landlord demand

As mortgage activity increased in the third quarter of 2017, so did confidence amongst...

Annual rate of house price growth eased in November

Halifax has reported that house prices between September and November 2017 were 2.4% higher...

Latest POLL

COMMENT

Tuning into later life lending conversations

There are certain conversations in our profession that can genuinely change the course of a client’s life. Later life lending sits firmly in that...

Economic uncertainty weighing on business borrowers

Taken as a whole, Atom bank’s SME Pulse for Q2 shows the current robust health of demand in the commercial market. Around 95% of the...

Right of Light risks: a looming shadow over construction projects

Gone are the days when a Right of Light infringement could be swiftly dealt with by simply taking out an indemnity insurance policy. Specialists used...

Could a move to ‘enhanced advice’ also mean mandatory protection conversations?

The FCA’s recent Mortgage Market Discussion Paper (DP25/2) has got the industry talking about ‘enhanced advice’ – an idea that certain customers, such as...

Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

Latest news

Barclays reduces fixed mortgage rates across the board

Barclays has announced a wide-ranging series of rate reductions across its residential mortgage range,...

Skipton Business Finance confirms permanent COO appointment

Skipton Business Finance has confirmed the permanent appointment of Michelle Wilson as its chief...

UTB promotes Masters to associate director role

United Trust Bank has promoted David Masters to the newly created role of associate...

FOLK2FOLK expands national team with relationship manager hire 

FOLK2FOLK has strengthened its national lending team with the appointment of Tracey Gott as...