First-time buyers

Four new Joint Borrower Sole Proprietor mortgages from Hinckley & Rugby

The Hinckley & Rugby Building Society has introduced four exclusive mortgages for residential Joint...

Why Help to Buy remains invaluable

The Help to Buy scheme continues to grab the headlines, mainly for the right...

TSB ups loan-to-income cap

TSB is to increase its maximum loan-to-income multiple cap from 4.5 to 4.75 for...

First-time buyer completions at three-year high

First-time buyers saw their completion rate for mortgage offers via intermediaries reach a three-year...

The Ipswich revamps shared ownership offering

The Ipswich Building Society has shaken up its shared ownership mortgage range. It has made...

46 FTBs per week helped by equity release: Canada Life

Family members taking out equity release helped 46 first-time buyers a week onto the...

TMA offers Principality exclusives

TMA Club has launched two new exclusive products with the Principality Building Society. Available immediately...

H&R offers £1k cashback on two new 95% mortgages

The Hinckley & Rugby Building Society has unveiled two new fee-free cashback mortgages at...

Gap between buying and renting is narrowing

The latest Halifax Buying vs. Renting Review has found that the gap between the...

Newcastle Intermediaries revamps 95% LTV offering

Newcastle Intermediaries has cut rates rates on its 95% LTV products of up to...

Fall in property demand in January

January saw the number of house hunters registered per estate agent branch fall from...

The Saffron introduces ‘enhanced affordability’ calculator

The Saffron Building Society has unveiled a new affordability calculator designed to help brokers...

We need to ease the reliance upon the Bank of Mum and Dad

When you look at the first-time buyer market in the UK at present, you...

Accord Mortgages’ revamp includes new offset deals

Accord Mortgages has revamped its mortgage range with changes that will help both borrowers...

Latest POLL

COMMENT

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

Latest news

Paradigm launches eighth annual ‘Reverse Advent’ campaign to support food banks

Paradigm has launched its eighth annual ‘Help Fight Hunger’ Reverse Advent charity drive, calling...

LHV Bank strengthens lending team with new director appointment

LHV Bank has expanded its UK lending team with the appointment of Callum Livingstone...

Redwood Bank extends commercial mortgage terms and eases affordability tests

Redwood Bank has made a series of changes to its commercial investment and owner-occupier...

Major brand revamp as OSB Group launches Rely and signals Kent Reliance retirement

OSB Group has launched Rely, a new specialist buy-to-let lender aimed at supporting brokers...

PROFILES