First-time buyers

Better FTB options behind improvement in affordability

Mortgage affordability reached a high for the year in September, with the average maximum...

We need more competition in 95% LTV marketplace

With the stamp duty holiday now over in England and a sense of normality...

Hanley Economic BS expands residential mortgage range

Hanley Economic Building Society has launched a two-year 95% LTV fixed rate shared ownership...

Deposit Unlock will help low deposit borrowers buy a new build home

A new private sector initiative to help people buy a new build home with...

Coventry for intermediaries unveils new FTB range and policy

Coventry for intermediaries has launched a new range of mortgages for first-time buyers. The range...

AmTrust launches MGA, Qualis Credit Risk

AmTrust International (AI) created a new specialist mortgage and credit Managing General Agent (MGA),...

September fall in 95%+ LTV mortgage searches

Twenty7Tec has published its monthly mortgage market data for September 2021. The mortgage technology...

Bluestone widens Help to Buy availability

Bluestone Mortgages has announced the reopening of its Help to Buy range to the...

First-time buyers are immediately at a disadvantage

The mortgage market is currently seeing some of the most competitive rates in its...

Aldermore improves offering for those with credit blips

Aldermore has reintroduced products and rate reductions in its residential mortgage range to support...

Newcastle Intermediaries cuts 95% LTV rates

Newcastle Intermediaries has applied reductions of 0.26 percentage points to its two-year 95% LTV...

United Trust Bank restructures mortgage team

United Trust Bank (UTB) has made changes to its mortgage underwriting team as it...

The Nottingham makes further fixed rate mortgage cuts

Despite reducing rates in August across its group of two and five-year fixed residential...

The Ipswich relaunches shared ownership mortgages

The Ipswich Building Society has re-entered the shared ownership mortgage market with new fixed...

COMMENT

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

Latest news

Atom bank cuts Prime mortgage rates by 15bps across full range

Atom bank has reduced rates across its Prime mortgage range by 15bps, with changes...

The Dudley cuts rates across residential, buy-to-let and expat ranges

Dudley Building Society has reduced rates across its residential, buy-to-let and expat mortgage products,...

Stamp Duty burden soars as tax threshold remains frozen at 2006 level

The Stamp Duty threshold at which homebuyers begin paying tax has remained unchanged since...

Gatehouse launches limited-edition HPPs and cuts selected BTL rates

Gatehouse Bank has introduced a range of limited-edition Home Purchase Plan and buy-to-let products...

PROFILES