First-time buyers

Smartr365 expands Halifax Intermediaries integration

Smartr365 has built upon its integration with Halifax Intermediaries, enabling real-time mortgage Decision-in-Principle (DIP)...

Clydesdale Bank improves 85% & 90% LTV criteria

Clydesdale Bank has made changes to its 85% and 90% LTV lending criteria, in...

The Mansfield back to 95% LTV lending

The Mansfield Building Society is offering three new fixed rates, including a 95% house...

Virgin Money unveils 5-15 year 95% LTV fixed rates

Virgin Money has launched three new 95% loan to value (LTV) residential mortgages under...

Accord Mortgages adds improved 95% LTV deals to range

Accord Mortgages has unveiled two new two-year fixed rate 95% loan to value (LTV)...

The Beverley BS unveils 90% LTV mortgage

The Beverley Building Society has launched a two-year, fixed rate deal at 2.99% at...

MCI appoints the Darlington to panel

The Darlington Building Society has joined the lender panel of MCI Mortgage Club. The society...

New 95% LTV deals from Platform

Platform has become the latest lender to announce its move back into the 95%...

New Vida deals for borrowers with smaller deposits

Vida has introduced limited edition 85% LTV two-year and five-year fixed rates to its...

The Nottingham moves back into 95% LTV space

The Nottingham has re-entered 95% LTV residential lending. The building society is offering a five-year...

The Dudley launches large loan product

The Dudley Building Society has launched a new product to cater for larger loan...

Virgin Money to lend 95% LTV up to £600k in government scheme

Virgin Money has provided details of its participation in the Mortgage Guarantee Scheme. Its range...

NatWest to cut rates by up to 34bps

NatWest is changing mortgage rates on products for new and existing customers. These changes include...

Foundation unveils 90% LTV residential deals

Foundation Home Loans has introduced a new range of residential products. The new F1...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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