First-time buyers

Metro Bank launches five-year 95% LTV deal

Metro Bank has unveiled a new five-year fixed rate 95% LTV residential mortgage product. The...

Clydesdale Bank introduces FTB exclusive at 90% LTV

Clydesdale Bank has launched a new first-time buyer Intermediary exclusive. The two-year fixed rate is...

The Leeds adds 95% LTV two-year fixes to range

The Leeds Building Society has introduced a pair of new short-term high LTV mortgages...

“If you build it, they will come”

I’ll freely admit that it’s not particularly cutting-edge or surfing the zeitgeist wave, to...

Barclays outlines new 95% LTV Mortgage Guarantee Scheme deals

Barclays Mortgages' new 95% LTV Mortgage Guarantee Scheme products will be available for applications from...

Accord opens up 95% LTV mortgage eligibility

Accord Mortgages is widening its 95% loan to value mortgage offering to all purchasers. The...

Strong demand for Skipton’s 95% offering

The Skipton Building Society has reported a huge interest in its 95% LTV mortgage. The...

Atom Bank reoffers 95% LTV mortgages

Atom Bank has relaunched its 95% LTV mortgages with immediate effect. Atom is re-introducing the...

The Leeds returns to 95% LTV lending

The Leeds Building Society has introduced two new 95% loan to value (LTV) mortgage...

The Mansfield unveils new high LTV deals

The Mansfield Building Society has launched a new house purchase mortgage to 90% LTV,...

95% LTV mortgage affordability still an issue

Mortgage Broker Tools (MBT) has reported that 95% LTV mortgage searches have increased by...

The Buckinghamshire unveils 95% LTV mortgage range

The Buckinghamshire Building Society is launching a range of 95% loan to value (LTV)...

The Leeds offers cashback fee-free deals in Scotland

The Leeds Building Society has introduces a new range of shared equity mortgages to...

Rise in number of properties selling for over the asking price

NAEA Propertymark has reported that 11% of properties sold for more than the original asking...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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