First-time buyers

Atom bank cuts higher LTV rates

Atom bank has cut its 90% and 95% loan to value (LTV) mortgage rates by...

Foundation Home Loans improves first-time buyer access

Foundation Home Loans has revised its residential product range in a move designed to...

Newcastle Intermediaries rejoins high LTV mortgage market

Newcastle Intermediaries is re-entering the high LTV mortgage market sector with a number of...

Darlington Intermediaries extends 90% LTV nationally

Darlington Intermediaries is making its 90% loan to value (LTV) mortgage available nationally. Since the...

First Homes scheme launches with 30% discount

The government's First Homes scheme has launched today, with discounted houses for local people...

Atom bank cuts 90% and 95% LTV mortgages

Atom bank has reduced its 90% and 95% loan to value (LTV) mortgages rate...

NatWest IS unveils Mortgage Guarantee Scheme deals

NatWest Intermediary Solutions is launching new Mortgage Guarantee Scheme products for intermediaries. The new scheme allows...

The Harpenden launches new JBSP mortgage

The Harpenden Building Society has unveiled a new range of Joint Borrower Sole Proprietor...

Beverley BS to re-enter 95% LTV market

The Beverley Building Society is launching a two-year, fixed-rate deal at 3.85% at 95% loan...

Coventry for Intermediaries unveils new 95% LTV two-year fix

Coventry for Intermediaries has added to its 95% LTV range with a new two-year...

Accord Mortgages reviews residential offering

Accord Mortgages is revising its residential mortgage range this week. The intermediary-only lender is changing...

Accord to offer new build up to 90% LTV

Accord Mortgages is revising its higher loan to value (LTV) mortgage offering to include...

The Nottingham cuts 95% LTV five-year fix by 20bps

The Nottingham has reduced the rate on its 95% LTV five-year fixed product from...

Covid-19 changes first time buyer priorities

First time buyers have incurred significant costs from house purchases falling through, alongside the...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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