First-time buyers

Signs of positivity for 95% LTV market

So, 2023 is now fully underway and we await to see just how the...

Proportion of owner-occupiers in England is declining

Leeds Building Society has analysed some key national, regional, and local owner occupation figures...

December mortgage searches down on previous month

Twenty7tec has issued its findings based on its mortgage platform data for December 2022. In...

SmartrFit data show activity levels fuelled by foreign buyers

As UK lenders return to the market, data from Legal & General’s SmartrFit platform...

Gifted deposits taking 11 years off FTB saving requirements

A UK household saving the UK median of £180 per month would take 10.9...

Family Building Society unveils new five-year fixed rate mortgages

Family Building Society has launched new fixed rate mortgages and replaced the majority of...

TML provides complex self-employed FTB offer in five days

The Mortgage Lender (TML) has outlined its approach in dealing with self-employed applications, moving...

Majority of young people worried about home ownership possibilities

Research from Bluestone Mortgages has revealed that young people (those aged 18-34 years old)...

Finova Payment and Mortgage Services adds StrideUp to panel

Finova Payment and Mortgage Services has partnered with home finance provider, StrideUp, extending the...

Half of new FTB mortgages have terms over 30 years

Half of all first-time buyers in the UK, and over a quarter of home...

Prospective FTBs expect to be 37 years old when purchasing

The average prospective buyer now predicts they will be 37 years old by the...

EPCs have become an important house-buying factor

According to the new research from Mortgage Advice Bureau, 19% of Britons wouldn’t consider...

L&C Mortgages adds Gen H to lender panel

Gen H has partnered with L&C Mortgages to expand its intermediary panel. L&C Mortgages...

Cost of living crisis could stymie one million first-time buyers

A new survey from Aviva has revealed more than a million Brits under the...

COMMENT

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Latest news

ModaMortgages cuts rates with limited edition buy-to-let range

ModaMortgages has launched a limited edition buy-to-let range with rates reduced by up to...

First-time buyers face confidence gap as unexpected costs and delays mount

Nine in 10 first-time buyers believe they understand the home-buying process before starting, but...

Family BS hires Paul Ormonde for Central London broker role

Family Building Society has appointed Paul Ormonde as a business development manager covering Central...

LendInvest raises £300m through latest Mortimer securitisation

LendInvest has completed its eighth Mortimer residential mortgage-backed securitisation, securing £300 million of funding...

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