First-time buyers

Optimus to drive new OpenMoney online advice service

Conveyancing panel manager, Optimus, has announced that OpenMoney has signed a contract to integrate Optimus’...

Covid hitting self-employed incomes the hardest

85% of self-employed people across the country say their income hasn’t yet returned to...

Accord cuts mortgage rates and extends end dates

Accord Mortgages has withdrawn its current product range and will replace it at 9am...

The Mansfield opens up shared ownership to all brokers

The Mansfield Building Society has widened the distribution of its shared ownership mortgage offer...

Record month for estate agents

NAEA Propertymark has reported that 40% of properties sold for more than the original...

Newcastle Building Society introduces First Homes mortgages

The  Newcastle Building Society has launched a range of 95% LTV mortgages available under...

Metro Bank unveils new 90-95% LTV fixes

Metro Bank has reduced rates on all its 90% and 95% LTV fixed rate residential...

Two-thirds of FTBs still likely to use a broker

78% of first-time buyers said they would be likely to use a broker to...

The Nottingham cuts rates and unveils 90% LTV two-year fix

The Nottingham has launched a two-year fixed 90% LTV product and made additional residential...

Accord improves mortgages for those with smaller deposits

Accord Mortgages has made changes to its residential range at higher loan to values...

Jargon a key reason for first-time buyer confusion

52% of UK adults aged 18-34 say they have a fairly or very bad...

Clydesdale Bank unveils 90% LTV intermediary exclusive

Clydesdale Bank has launched a new intermediary exclusive at 90% loan to value (LTV). The...

Coventry for Intermediaries cuts high LTV rates

Coventry for Intermediaries has lowered the rates on selected residential mortgages by 10 basis...

Newcastle Intermediaries cuts high LTV rates

Newcastle Intermediaries has reduced rates by up to 0.25 percentage points across its range...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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