First-time buyers

GEN H joins Paradigm panel

Paradigm has added Gen H to its lender panel. Paradigm member firms can now access...

Budget childcare offer could benefit mortgage affordability

In today's Budget the chancellor Jeremy Hunt announced an offer of 30 hours of...

Monthly cost of owning a home £42 cheaper than renting it

The monthly cost of owning a home for first-time buyers is now £971 -...

Gen H introduces first-time buyer bundle

Gen H announced the launch of a new product range that offers first-time buyers...

Own New and Darlington BS launch 95% mortgages for new homes

Own New and Darlington Building Society have launched their 95% mortgage product for new...

Deficit of at least 600,000 new homes in England

England built up a shortfall of at least 600,000 homes from 2011-2021 after population...

Significant dates for the broker diary

There are a few notable dates to be aware of this month – first...

Criteria searches for Help to Buy Equity Loan Scheme up by 10%

First-time buyers are persisting with Help to Buy purchases, with the 31st March cut-off-point...

Phoebus partners with MIAC Analytics

Phoebus Software has partnered with MIAC Analytics, a firm which provides a range of...

Market Harborough BS unveils multi-generation mortgage solutions

Specialist lender, Market Harborough Building Society (MHBS), has introduced a range of multi-generation mortgages...

Reliance Bank revamps mortgage offering and improves broker registration process

Reliance Bank is now able to accept gifted deposits from family and friends where...

MPowered Mortgages updates affordability assessment

MPowered Mortgages has revised its affordability assessment in order to better support those looking...

Hanley Economic BS unveils new fixed rates

Hanley Economic Building Society has launched a three fixed rate products up to 95%...

Why the BTL contraction is damaging to FTBs

The borrowing capacity of UK homeowners has reduced significantly over the last year, as...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

First-time buyers face confidence gap as unexpected costs and delays mount

Nine in 10 first-time buyers believe they understand the home-buying process before starting, but...

Family BS hires Paul Ormonde for Central London broker role

Family Building Society has appointed Paul Ormonde as a business development manager covering Central...

LendInvest raises £300m through latest Mortimer securitisation

LendInvest has completed its eighth Mortimer residential mortgage-backed securitisation, securing £300 million of funding...

TMG adds Gable Mortgages to lender panel

TMG Mortgage Network has added Gable Mortgages to its lender panel, giving member firms...

PROFILES