First-time buyers

FTB completions at highest monthly level since August 2007

UK Finance has revealed that there were 35,010 new first-time buyer mortgages completed in...

New Help to Buy deals from Vida Homeloans

Vida Homeloans has refreshed its Help to Buy products. These updates follow the launch of...

The Vernon offers mortgage to support students buy property

The Vernon Building Society has launched the Buy for Uni mortgage to support students...

Habito unveils home-financing service for first-time buyers

Habito is introducing ‘Habito Go’, a new home-financing service which aims to provide first-time-buyers...

The Leeds cuts 90% LTV rate

Leeds Building Society is reducing its five-year fixed rate 90% loan to value (LTV)...

We’ve reached the tipping point with Stamp Duty

It will perhaps surprise no-one working in our industry to learn that the tax...

The Saffron unveils joint borrower sole proprietor mortgage

The Saffron Building Society is offering first-time buyers a new joint borrower sole proprietor...

New research into reliance on Bank of Mum & Dad

61% of first time buyers who bought their first property ladder in the last...

Brokers continue to be key for first-time buyers

81% of first-time buyers say they had a good experience with their broker, and...

Strong first year in new build and Help to Buy for Accord

Since launching its new build and Help to Buy proposition in September 2018, Accord...

New Precise Help to Buy exclusive for PMS and Sesame advisers

PMS Mortgage Club and Sesame Network have unveiled a new Help to Buy exclusive...

Accord cuts Help to Buy rates

Accord Mortgages has reduced rates on its Help to Buy product range. The changes include...

The Nationwide cuts 90% LTV rates

The Nationwide Building Society is reducing rates on selected two, three and five-year fixed...

Buy-to-lets being sold by the retired to fund FTBs

Equity release adviser Key has revealed that retired homeowners are increasingly considering cashing in...

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COMMENT

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

Latest news

Black & White Bridging announces new appointment and internal promotions

Black & White Bridging has expanded its relationship team with the appointment of a...

Housing market stalls as Budget fears weigh on buyers and sellers

Britain’s housing market slowed sharply in October as jitters ahead of the Autumn Budget...

Just Mortgages creates new management layer to bolster support for self-employed advisers

Just Mortgages has created a new regional performance management team to strengthen its support...

SMEs urge tax and cost cuts ahead of Autumn Budget as confidence wavers

New research from Paragon Bank suggests that while small and medium-sized enterprises still broadly...

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