First-time buyers

YBS unveils new first-time buyer deals

The Yorkshire Building Society has launched two new mortgages exclusively for people taking their...

Virgin Money improves 90% offering

Virgin Money has made changes to its 90% LTV products. It has also made changes...

Skipton to launch new mortgages for government help schemes

The Skipton Building Society is launching a series of products linked to Government help...

United Trust Bank unveils first-time buyer deals

United Trust Bank (UTB) has introduced a range of first-time buyer residential mortgages. The products are...

Government mortgage guarantee scheme rumoured

Speculation has been mounting that the government may introduce a mortgage guarantee scheme to...

Average gifted deposit tops £40k

Older homeowners gifted an average of £42,500 to younger relatives to help them get...

Virgin Money cuts residential mortgage rates

Virgin Money has made a series of rate cuts in its range of residential...

Q3 rebound for Help to Buy completions

The Office for National Statistics (ONS) has published Help to Buy equity loan statistics for...

New 90% deals from the Ipswich

The Ipswich Building Society has cut the rates on two of its recently relaunched...

First-time buyers most hit by affordability squeeze

The average maximum loan available to mortgage borrowers fell to a record low in...

Credit concerns looming over renters

45% of renters surveyed for Aldermore say owning a home is a life goal...

Help to Buy legal completion date extended

The government has announced that while Help to Buy will end on 31 March...

Skipton issues new 90% shared ownership deals

The Skipton Building Society is launching a pair of new 90% shared ownership products. The...

Change in January second charge criteria searches

Knowledge Bank's latest monthly criteria index shows the second charge market saw the biggest...

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COMMENT

The 12 Days of Christmas: Staying front of mind when clients go quiet

December has long been a quiet month for mortgage advisers. By mid-November, many client conversations slow or pause entirely, often with the familiar refrain:...

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Latest news

Why UPRNs and data standards are central to the next generation NLIS

In October 2025, through the Fourth Round of the Regulators’ Pioneer Fund (RPF), Government’s...

Zoopla calls for abolition of stamp duty in evidence to MPs

Zoopla has urged MPs to consider abolishing stamp duty to boost housing mobility and...

Halifax eases mortgage access for non-UK nationals

Halifax has introduced changes to its lending criteria designed to make it easier for...

Landbay opens Premier buy-to-let range to individual landlords

Landbay has widened access to its Premier buy-to-let products, allowing individual landlords to apply...

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