Metro Bank has joined the lending panel of finova Payment & Mortgage Services, previously known as MCI Mortgage Club, which rebranded last month.

Club members now have access to Metro Bank’s range of residential and buy-to-let mortgages.

For residential lending Metro Bank will go up to 95% LTV. It offers joint borrower sole proprietor loans and up to four-person mortgages. The bank lends on second homes and new builds while interest-only and part and part options are also available.

In addition, Metro Bank will consider applicants with a less-than-perfect credit score, 5.5 times income for professional and high earners, large loans and welcomes the self-employed and contractors.

Melanie Spencer, head of finova Payment & Mortgage Services, said: “We have a wide range of lenders on our panel and the addition of Metro Bank now takes us to 70. It’s great to be able to welcome a large bank onto our panel and I know Metro Bank’s wide range of mortgages and flexible criteria will be an asset to our members.

Jeremy Cook, head of corporate relationships of Metro Bank, added: “We are looking forward to working with finova and are more than happy to talk to the club’s members to help with any queries they may have.

“We have a dedicated mortgage team, a broker help desk and local BDMs around England, Wales and Scotland who are always ready and willing to help.”