First-time buyers

Skipton to launch new five-year mortgage range

Skipton Building Society is to launch a new range of five-year fixed rate mortgages...

OnLadder appoints pre-launch consultant

OnLadder has announced the appointment of James Bishop as a consultant to the business. ...

Remove LTI limit to aid FTB affordability

The removal of the Loan to Income (LTI) flow limit is one measure that...

Stamp duty bill for average-priced home in England is now £5,579

Stamp Duty Land Tax receipts hit £10.6bn in the first eight months of the...

Hinckley & Rugby reprices JBSP and later life mortgages

Hinckley & Rugby Building Society has announced simplifications across its product range, aimed at...

How intergenerational mortgages could help FTBs

20 years ago it was fairly commonplace to buy your first home when you...

Reliance Bank revamps mortgage proposition

Reliance Bank has refreshed its mortgage product range and maintained cashback incentives for key...

Borrowers consider green mortgages amid rising energy bills

In July, searches for mortgages which consider a property’s EPC rating grew by 34%,...

Busy beginning to August for mortgage activity

Twenty7Tec has issued its findings based on its mortgage platform data for August 2022. The...

Paradigm adds Even to panel

Paradigm Mortgage Services has announced the appointment of Even to its lender panel. Paradigm...

Intergenerational lending will only become more prominent

Over the course of the last couple of decades, stagnant wages and rising house...

Mortgage affordability falls to lowest level this year

Mortgage affordability has dropped to its lowest level in 2022, according to the latest...

Connect for Intermediaries partners with ‘rent-to-own’ specialist

Connect Network has partnered with rent-to-own specialist, Keyzy. Keyzy enables people to move into...

Generation Home becomes IMLA member

Generation Home has become the latest member to join the Intermediary Mortgage Lenders Association...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

PROFILES