First-time buyers

Bluestone cuts fixed and Deposit Unlock rates

Bluestone Mortgages has issued further rate cuts across its two and five-year fixed rate...

Tandem Bank launches new first charge offering

Tandem Bank has introduced a refreshed first charge mortgage range. It says its most...

Hanley Economic BS updates shared ownership offering

Hanley Economic Building Society has revised its shared ownership product range through the introduction...

Gen H appoints head of lending

Gen H has announced the appointment of Karen Appleton as its new head of...

Gen H makes higher LTV mortgage rate reductions

Gen H has made a series of mortgage rate cuts specifically targeting those with...

Virgin Money adds new 95% LTV two-year fix at 5.49%

Virgin Money is making changes to selected products. The changes will take place on 1...

Gen H improves adverse credit criteria

Gen H has unveiled changes to its credit criteria that it claims will materially...

30% rise in number of FTBs aged 50+

There has been a sharp rise in first-time buyers aged 50 and over, according...

Buckinghamshire BS unveils Deposit Lite

Buckinghamshire Building Society has announced a revamp of its Family Assist product. It has been...

Hanley Economic BS improves FTB offering with rate cut

Hanley Economic Building Society has made its first-time buyer proposition more competitive by reducing...

Cumberland BS added to Sourcing Brain and Criteria Brain

Mortgage Brain has welcomed the Cumberland Building Society to its Sourcing Brain and Criteria...

Period properties less attractive to today’s homebuyers

With sustainability and efficiency being prioritised over style, increasing numbers of homebuyers are looking...

90-95% LTV rates cut amidst Coventry for intermediaries reductions

Coventry for intermediaries has lowered the majority of its fixed rates, with residential rates...

Specialist lenders will help first-time buyers in 2024

First up, may I wish you all a very happy new year and, despite...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost?...

MIMHC makes final call as charity lunch nears capacity

The Mortgage Industry Mental Health Charter (MIMHC) has made a final call for industry...

Virgin Money to move eligible product transfers to Nationwide from October

Virgin Money is changing its residential product transfer process, with some customers whose deals...

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

PROFILES