First-time buyers

Regional attitudes to using property wealth to help loved ones revealed

Research from Hodge has found that people in Scotland are more comfortable releasing equity...

Potential FTBs put off by mortgage difficulties

The negative experience of securing a mortgage is deterring 42% of aspiring first-time buyers...

Gen H simplifies affordability for income booster mortgages

Gen H has streamlined how it calculates affordability for income booster cases. The lender...

Simplify gifting to help FTBs, Chancellor urged

Key Later Life Finance believes that simplifying the tax rules on gifting in March’s...

FTBs saw sharp reduction in affordable options last year

The number of affordable options for first-time buyers fell by 40% in 2023, according...

Including shared ownership in the FTB conversation

Following a far more encouraging end to 2023 across the housing and mortgage markets,...

Own New Rate Reducer set to lower borrowing rates for new home purchases

Own New is to launch a mortgage product which it claims will bring lower...

Interest in new-build homes continues to dwindle

E.surv’s latest Property Watch report has concluded that the UK housing market has shown...

Shared ownership behind Just Mortgages’ new build enquiry boost

The new build division at national brokerage Just Mortgages has reported a strong start...

Suffolk BS criteria changes include more acceptable currencies

Suffolk Building Society has made three changes to its lending criteria to provide greater...

Gen H cuts 90% and 95% LTV rates

Gen H has introduced reductions in rates designed help customers requiring higher-LTV products. These...

LendInvest Mortgages unveils new 90% LTV two-year fixes

LendInvest Mortgages has announced changes to its residential mortgages product offering, including new products...

Property professionals want Budget boost for new build and FTBs

A webinar poll undertaken by Countrywide Surveying Services (CSS) has revealed that over a...

TML unveils shared ownership proposition

The Mortgage Lender (TML) has launched its shared ownership proposition within its residential range. The...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost?...

MIMHC makes final call as charity lunch nears capacity

The Mortgage Industry Mental Health Charter (MIMHC) has made a final call for industry...

Virgin Money to move eligible product transfers to Nationwide from October

Virgin Money is changing its residential product transfer process, with some customers whose deals...

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

PROFILES